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20230 Chapel Trce, Estero, FL 33928 Property Records

Lee County property record for 20230 Chapel Trce, Estero, FL 33928 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 4,258 sqft · built 2011
Lot Size0.303 acres (13,181 sqft)
Owner2 Individual Names on File
Last Sale$1,100,000 (May 2021)
Tax Bill$12,133 (2025)
Deeds & MortgagesJul 2026 Sale
May 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN32-46-25-E4-0700C.0320

Property Details

APN / Parcel Number

Primary APN32-46-25-E4-0700C.0320
Alternative APNs
  • 253246E40700C0320
  • 10448837

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area4,258 sqft Living Area
Gross Area6,103 sqft
1st Floor Area2,691 sqft
FlooringMarble
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleColonial
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area13,181 sqft (0.303 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area813 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchSlab
Patio Area356 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10448837
Street Address20230 CHAPEL TRCE
CityESTERO
StateFL
Zip33928-2988
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST BAY CLUB PB 62 PGS 79-111 BLK C LOT 32
Legal Range25E
Legal Township46S
Legal Section32
Legal SubdivisionWEST BAY CLUB
Legal TractE4
Legal BlockC
Legal Lot Number32
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1004
Census Tract50319

Owner

Source: Lee County records · APN 32-46-25-E4-0700C.0320

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20230 CHAPEL TRCE, ESTERO, FL 33928-2988
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
May 07, 2021Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
May 06, 2021Correction Deed
SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 07, 2021 · Amount on Record
Deed SaleMay 07, 2021 · Amount on Record
Prior SaleApr 22, 2010 · Amount on Record
Deed Document Number2021149992
Prior Transfer DateApr 21, 2021
Prior Transfer Doc0000147730
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJul 21, 2026
Property Address20230 CHAPEL TRCE, ESTERO, FL 33928-2988
Document Number0000192168
Instrument DateJul 17, 2026
Instrument2026192168
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address20230 CHAPEL TRCE, ESTERO, FL 33928-2988

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMay 07, 2021
Property Address20230 CHAPEL TRCE, ESTERO, FL 33928-2988
Document Number0000149992
Map ReferenceMB 62 PG 79-111
Instrument DateMay 04, 2021
Instrument2021000149992
Transaction TypeTransfer
Record UpdatedMar 06, 2023
Title CompanySLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20230 CHAPEL TRCE, ESTERO, FL 33928-2988

Transferred To (Grantee/Buyer)

NameVerified Name
Address20230 CHAPEL TRCE, ESTERO, FL 33928-2988

Mortgage

Document Number0000149993
DateMay 07, 2021
Instrument2021000149993
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.62%
Type Change DateJun 01, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.62%
IndexOther
Max Rate7.62%

May 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionLEE FL
Recording DateMay 06, 2021
Property Address20230 CHAPEL TRCE, ESTERO, FL 33928-2988
Document Number0000147730
Map ReferenceMB 62 PG 79-111
Instrument DateApr 21, 2021
Instrument2021000147730
Record UpdatedMar 06, 2023
Title CompanySLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20230 CHAPEL TRCE, ESTERO, FL 33928-2988

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,133.00 (+6.03%) Homeowner's exemption$943,920 (+5.99%)$1,150,996 (-12.03%) Land $272,935 Building $878,061
2023$11,443.00 (+1.19%) Homeowner's exemption$890,600 (+3%)$1,308,389 (+28.67%) Land $271,519 Building $1,036,870
2022$11,308.00 Homeowner's exemption$864,660$1,016,864 Land $226,566 Building $790,298

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503191, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 266 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies755 units insured
489 under condo master policies
Nearby Flood Claims124 (2017–2022)
Claims Outside the SFHA28 of 124
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 71 claims
  • Hurricane Ian, Sep 2022 · 51 claims

Wildfire

Wildfire RiskModerate
above 46% of the US · above 16% of Florida
Wildfire LikelihoodAbout 1 in 1,136 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Orlando Telephone CompanyFiber2,000 / 2,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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