2023 William Franklin Dr, Frederick, MD 21702 Property Records

Frederick County property record for 2023 William Franklin Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,576 sqft · built 2001
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$397,000 (Sep 2018)
Tax Bill	$8,507 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-229218`

Property Details

APN / Parcel Number

Primary APN	`02-229218`
Alternative APNs	`2229218` `229218`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,576 sqft Living Area
Gross Area	3,976 sqft
1st Floor Area	1,576 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	229218
Street Address	2023 WILLIAM FRANKLIN DR
City	FREDERICK
State	MD
Zip	21702-3135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 12 10,019 SQ. FT. WILLOW BROOK
Legal Subdivision	WILLOW BROOK
Legal Lot Number	12
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1000
Census Tract	750701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2023 William Franklin Dr is owned and occupied by an individual who bought it in September 2018.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2023 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Oct 16, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMESPIRE MORTGAGE CORP
Sep 19, 2018	Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2018 · Amount on File
Deed Sale	Sep 19, 2018 · Amount on File
Prior Sale	May 14, 2015 · Amount on File
Deed Book / Page	12628 / 248
Transfer Doc	0052500130
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2023 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3135
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2023 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3135

Mortgage

Document Number	0151320385
Date	Jul 28, 2021
Book Page	15132/385

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Oct 1, 2049

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2023 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3135
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	PEAK SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2023 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3135

Mortgage

Document Number	0158410090
Date	Apr 7, 2022
Book Page	15841/90

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2023 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3135
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	PINNACLE SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0132730497
Date	Oct 16, 2019
Book Page	13273/0497

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 19, 2018
Property Address	2023 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3135
Document Number	0126280248
Book / Page	12628 / 0248
Map Reference	MB67 PG103
Instrument Date	Aug 16, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	HOLLMAN & FLYNN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,985.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2023 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3135

Mortgage

Document Number	0012628255
Date	Sep 19, 2018
Instrument	12628/255

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2023 William Franklin Dr was $8,507 with a homeowner's exemption, up 4.9% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$570,533 (+3.64%)	$610,600 (+10.92%) Land $131,400 Building $479,200
2025	$8,507.00 (+4.86%) Homeowner's exemption	$550,500 Land $115,500 Building $435,000	$550,500 Land $115,500 Building $435,000
2024	$8,113.00 (+7.29%)
2023	$7,562.00 Homeowner's exemption	$446,700	$550,500 Land $115,500 Building $435,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2023 William Franklin Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2023 William Franklin Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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