2023 White Feather Loop, Oakland (Winter Garden), FL 34787 Property Records

Orange County property record for 2023 White Feather Loop, Oakland, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,932 sqft · built 2018
Lot Size	0.92 acres (3,997 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Dec 2025)
Tax Bill	$7,554 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-22-27-6117-01-770`

Property Details

APN / Parcel Number

Primary APN	`30-22-27-6117-01-770`
Alternative APNs	`272230611701770` `126824` `127606` `128989`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,932 sqft Living Area
Gross Area	3,142 sqft
1st Floor Area	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,997 sqft (0.92 acres)
Garage Type	Detached
Garage Area	462 sqft
Porch	Finished/Open Porch
Porch Area	369 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2023 WHITE FEATHER LOOP
City	OAKLAND
State	FL
Zip	34787-8148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OAKLAND TRAILS PHASE 2 94/80 LOT 177
Legal Range	27E
Legal Township	22S
Legal Section	30
Legal Subdivision	OAKLAND TRAILS PH 2
Legal Phase	2
Legal Block	1
Legal Lot Number	177
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2012
Census Tract	17116

Owner

Source: Orange County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2023 WHITE FEATHER LOOP, OAKLAND, FL 34787-8148
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Jul 9, 2021	Warranty Deed, Transfer · Conventional Mortgage WATSON MORTGAGE CORP
May 15, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Prior Sale	Jul 21, 2025 · Amount on Record
Deed Document Number	2025745981
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 31, 2025
Property Address	2023 WHITE FEATHER LOOP, OAKLAND, FL 34787-8148
Document Number	0000745981
Map Reference	MB 94 PG 80-87
Instrument Date	Dec 22, 2025
Instrument	20250745981
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1295 W WASHINGTON ST # ST115, ST115, TEMPE, AZ 85288-1232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2023 WHITE FEATHER LOOP, OAKLAND, FL 34787-8148

Mortgage

Document Number	0000745982
Date	Dec 31, 2025
Instrument	20250745982

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 9, 2021
Property Address	2023 WHITE FEATHER LOOP, OAKLAND, FL 34787-8148
Document Number	20210409373
Map Reference	MB 94 PG 80-87
Instrument Date	Jun 9, 2021
Instrument	20210409373
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19245 COUNTY ROAD 455, 19245, CLERMONT, FL 34715-8780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2023 WHITE FEATHER LOOP, OAKLAND, FL 34787-8148

Mortgage

Document Number	20210409374
Date	Jul 9, 2021
Instrument	20210409374

Lender

Name	WATSON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2023 WHITE FEATHER LOOP, OAKLAND, FL 34787-8148
Document Number	0000295175
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2023 WHITE FEATHER LOOP OAKLAND FL 347878148, OAKLAND, FL 34787-8148

Mortgage

Document Number	0000295175
Date	May 26, 2020
Instrument	295175

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91351

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Oakland Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,040 (-1.07%) Land $110,000 Building $302,040	$412,040 (-1.07%) Land $110,000 Building $302,040
2025	$7,554.00 (+3.55%)	$416,480 (+5.5%) Land $110,000 Building $306,480	$416,480 (+5.5%) Land $110,000 Building $306,480
2024	$7,295.00 (+8.69%)
2023	$6,712.00 (+12.3%)	$394,751 (+17.34%) Land $125,000 Building $269,751	$394,751 (+17.34%) Land $125,000 Building $269,751
2022	$5,977.00	$336,416 Land $110,000 Building $226,416	$336,416 Land $110,000 Building $226,416

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 6,202 people · EPA ID FL3480913
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	OCUD/WESTERN REGIONAL WTR SYS (5 WPS)
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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