2023 Stecher Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 2023 Stecher Ave, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,416 sqft · built 1930
Lot Size	0.098 acres (4,273 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Oct 2024)
Tax Bill	$10,029 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-05224-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`19-05224-0000-00003`
Alternative APN	`190522400003`

Interior

Stories	2 Stories
Building Area	1,416 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	4,273 sqft (0.098 acres)
Lot Dimensions	113 ft deep x 77 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2023 STECHER AVE
City	UNION
State	NJ
Zip	07083-5305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MORRISON PARK
Legal Block	5224
Legal Lot Number	3
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	4
Census Block	4000
Census Tract	33100

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2023 STECHER AVE, UNION, NJ 07083-5305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 18, 2021	Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2024 · Amount on Record
Deed Sale	Oct 17, 2024 · Amount on Record
Prior Sale	May 21, 2024 · Amount on Record
Deed Document Number	202441347
Deed Book / Page	6560 / 2236
Prior Transfer Date	May 15, 2009
Prior Transfer Doc	0057650964
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	2023 STECHER AVE, UNION, NJ 07083-5305
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2023 STECHER AVE, UNION, NJ 07083-5305

Mortgage

Document Number	0154303157
Date	Nov 2, 2023
Book Page	15430/3157
Instrument	58001

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Sep 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	Nov 18, 2021
Property Address	2023 STECHER AVE, UNION, NJ 07083-5305
Document Number	0064392568
Book / Page	6439 / 2568
Instrument Date	Aug 23, 2021
Instrument	11760
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	SIMPLICITY TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2295 MORRISON AVE, 2295, UNION, NJ 07083-5248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2023 STECHER AVE, UNION, NJ 07083-5305

Mortgage

Document Number	0000025278
Date	Nov 18, 2021
Instrument	25278

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,000 (-) Land $15,500 Building $27,500	$43,000 (-) Land $15,500 Building $27,500
2025	$10,029.00 (+9.98%)	$43,000 (+5.39%) Land $15,500 Building $27,500	$43,000 (+5.39%) Land $15,500 Building $27,500
2024	$9,119.00 (+6.87%)
2023		$40,800 Land $15,500 Building $25,300	$40,800 Land $15,500 Building $25,300
2022	$8,533.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–2011)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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