Oakland County property record for 2023 Saxony Dr, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,972 sqft · built 1990 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Jun 2005) |
| Tax Bill | $4,057 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Nov 2018 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-01-301-001 |
| Primary APN | 88-20-01-301-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,972 sqft Living Area |
| 1st Floor Area | 1,484 sqft |
| Basement Area | 1,484 sqft |
| Unfinished Basement | 1,484 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 120 ft deep x 130 ft wide |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 33 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2023 SAXONY DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-1089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1D |
| Legal Description | T2N, R11E, SEC 1 SQUARE LAKE PLACE SUB NO 2 LOT 65 7-6-87 FR 300-014 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 1 |
| Legal Subdivision | SQUARE LAKE PLACE SUB #2 |
| Legal Lot Number | 7,65 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 5 |
| Census Block | 5013 |
| Census Tract | 196000 |
2023 Saxony Dr is owned and occupied by an individual who bought it in June 2005.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2023 SAXONY DR, TROY, MI 48085-1089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Nov 27, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CORNERSTONE COMMUNITY FINANCIAL CU |
| Apr 22, 2020 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Sep 5, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2005 · Amount on File |
| Deed Sale | Jun 28, 2005 · Amount on File |
| Prior Sale | Jun 19, 2003 · Amount on File |
| Deed Document Number | 2005179559 |
| Deed Book / Page | 35759 / 488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2023 SAXONY DR, TROY, MI 48085-1089 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Title Company | CITIZENS TITLE ONLINE, CITIZENS TITLE |
| Name | Verified Name |
|---|---|
| Address | 2023 SAXONY DR, TROY, MI 48085-1089 |
| Document Number | 20260037907 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 61060/518 |
| Instrument | 20260037907 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2023 SAXONY DR, TROY, MI 48085-1089 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000191208 |
|---|---|
| Date | Nov 27, 2018 |
| Book Page | 52385/00592 |
| Instrument | 191208 |
| Name | CORNERSTONE COMMUNITY FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 21, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2023 SAXONY DR, TROY, MI 48085-1089 |
| Document Number | 0000109056 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2023 SAXONY DR TROY MI 480851089, TROY, MI 48085-1089 |
| Document Number | 0000109056 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 054311/000503 |
| Instrument | 109056 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 7, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2023 SAXONY DR, TROY, MI 48085-1089 |
| Document Number | 0000174001 |
| Instrument Date | Sep 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2023 SAXONY DR TROY MI 480851089, TROY, MI 48085-1089 |
| Document Number | 0000174001 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 051086/000176 |
| Instrument | 174001 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 18, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2023 Saxony Dr was $4,057 with a homeowner's exemption, up 2.4% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,057.00 (+2.4%) | ||
| 2024 | $3,962.00 | ||
| 2023 | $346,300 | ||
| 2022 | $4,220.00 | $173,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2023 Saxony Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2023 Saxony Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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