2023 Providence Ave, Springfield, OH 45503 Property Records

Clark County property record for 2023 Providence Ave, Springfield, OH 45503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,107 sqft · built 1972
Lot Size	0.347 acres (15,137 sqft)
Owner	Individual Name on File
Last Sale	$174,900 (Feb 2023)
Tax Bill	$1,676 (2024)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320-03-00019-113-011`

Property Details

APN / Parcel Number

Primary APN	`320-03-00019-113-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,107 sqft Living Area
1st Floor Area	1,107 sqft
Family Room	Family Room

Exterior

Year Built	Built 1972
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	15,137 sqft (0.347 acres)
Lot Dimensions	172 ft deep x 88 ft wide
Garage Type	Detached
Garage Area	440 sqft
Porch	Porch
Porch Area	153 sqft
Canopy	153 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2023 PROVIDENCE AVE
City	SPRINGFIELD
State	OH
Zip	45503-2151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHERN ESTATES NO 2 SEC 3; 17662
Legal Subdivision	NORTHERN ESTATES
Legal Block	113
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2000
Census Tract	2403

Owner

2023 Providence Ave is owned and occupied by an individual who bought it in February 2023.

Source: Clark County records, as of January 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2023 PROVIDENCE AVE, SPRINGFIELD, OH 45503-2151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Sep 30, 2021	Warranty Deed, Transfer · Conventional Mortgage THE OLD FORT BANKING COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2023 · Amount on File
Deed Sale	Feb 22, 2023 · Amount on File
Prior Sale	Sep 30, 2021 · Amount on File
Deed Document Number	543
Deed Book / Page	2220 / 5959
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Feb 22, 2023
Property Address	2023 PROVIDENCE AVE, SPRINGFIELD, OH 45503-2151
Document Number	0000001854
Book / Page	2220 / 5959
Map Reference	VOL 12 PG 71
Instrument Date	Feb 17, 2023
Instrument	202300001854
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	EVANS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2023 PROVIDENCE AVE, SPRINGFIELD, OH 45503-2151

Mortgage

Document Number	0000001855
Date	Feb 22, 2023
Instrument	202300001855

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Mortgage

Document Number	0000001856
Date	Feb 22, 2023
Book Page	2220/5981
Instrument	202300001856

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Sep 30, 2021
Property Address	2023 PROVIDENCE AVE, SPRINGFIELD, OH 45503-2151
Document Number	0000017089
Book / Page	2198 / 3460
Map Reference	VOL 12 PG 71
Instrument Date	Sep 28, 2021
Instrument	202100017089
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	HOME SITE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 ETON CT, SPRINGFIELD, OH 45503-1008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2023 PROVIDENCE AVE, SPRINGFIELD, OH 45503-2151

Mortgage

Document Number	0000017090
Date	Sep 30, 2021
Instrument	202100017090

Lender

Name	THE OLD FORT BANKING COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Northeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,930 Land $10,090 Building $44,840	$156,940 Land $28,840 Building $128,100
2024	$1,676.00
2023		$38,680 Land $10,330 Building $28,350
2022	$1,591.00		$110,510 Land $29,520 Building $80,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2023 Providence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2023 Providence Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon, Watch TV.

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