2023 Orange Ave, Ramona, CA 92065 Property Records

San Diego County property record for 2023 Orange Ave, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,000 sqft · built 2008
Lot Size	8.23 acres (358,499 sqft)
Owner	Company Name on Record
Tax Bill	$1,812 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`279-151-14-00`

Property Details

APN / Parcel Number

Primary APN	`279-151-14-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,000 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	358,499 sqft
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	2023 ORANGE AVE
City	RAMONA
State	CA
Zip	92065-5550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 4 (EX DOC90-411557) TR PM07284
Legal Subdivision	VALLE DE LOS AMIGOS
Legal Tract	1007284
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1008
Census Tract	20807

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 613, RAMONA, CA 92065-0613
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage VISTA POINT MORTGAGE LLC
Nov 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 27, 2017	Deed of Trust, Mortgage · Conventional with PMI CASHCALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 15, 2018
Transfer Doc	0000483330
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2023 ORANGE AVE, RAMONA, CA 92065-5550
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 613, RAMONA, CA 92065-0613

Mortgage

Document Number	0000092813
Date	Mar 1, 2022
Instrument	2022-0092813

Lender

Name	VISTA POINT MORTGAGE LLC
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 20, 2018
Property Address	2023 ORANGE AVE, RAMONA, CA 92065-5550
Document Number	0000483330
Instrument Date	Nov 15, 2018
Instrument	483330
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 613 RAMONA CA 920650613, RAMONA, CA 92065-0613

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2023 ORANGE AVE, RAMONA, CA 92065-5550
Document Number	0000451578
Instrument Date	Sep 27, 2017
Transaction Type	Mortgage
Record Updated	Oct 6, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24832 DAM OAKS DR RAMONA CA 920655417, RAMONA, CA 92065-5417

Mortgage

Document Number	0000451578
Date	Oct 2, 2017
Instrument	451578

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$181,698 (+2%) Land $20,468 Building $161,230
2025	$1,812.00 (+4.32%) Homeowner's exemption	$178,136 (+4.04%) Land $20,067 Building $158,069
2023	$1,737.00 (+1.58%) Homeowner's exemption	$171,221 Land $19,289 Building $151,932
2022	$1,710.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.9% of the US · above 92% of California
Wildfire Likelihood	4% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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