2023 Jeffrey Ln, Elgin, IL 60123 Property Records

Kane County property record for 2023 Jeffrey Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,688 sqft · built 1996
Owner	Individual Name on Record
Last Sale	$245,000 (Aug 2022)
Tax Bill	$6,360 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-04-403-026`

Property Details

APN / Parcel Number

Primary APN	`06-04-403-026`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,688 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Construction Type	Frame
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2023 JEFFREY LN
City	ELGIN
State	IL
Zip	60123-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WYNSTONE OF CENTURY OAKS CONDOMINIUM UNIT 2023
Legal Subdivision	CENTURY OAKS CONDO
Legal Block	1
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2023 JEFFREY LN, ELGIN, IL 60123-1246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST MORTGAGE CORP
May 9, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Prior Sale	May 9, 2018 · Amount on Record
Deed Document Number	202242648
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 23, 2022
Property Address	2023 JEFFREY LN, ELGIN, IL 60123-1246
Document Number	0000042648
Map Reference	DOC 2022K034743
Instrument Date	Aug 5, 2022
Instrument	2022K042648
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	NOT AVAILABLE, PRECISION TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	841 HACKBERRY LN, ALGONQUIN, IL 60102-4239

Mortgage

Document Number	0000042649
Date	Aug 23, 2022
Instrument	2022K042649

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.5%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2023 JEFFREY LN, ELGIN, IL 60123-1246
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053305
Date	Sep 16, 2020
Instrument	2020K053305

Lender

Name	HOMETRUST MORTGAGE CORP
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 9, 2018
Property Address	2023 JEFFREY LN, ELGIN, IL 60123-1246
Document Number	0000021451
Instrument Date	Apr 30, 2018
Instrument	2018K021451
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2023 JEFFREY LN, ELGIN, IL 60123-1246

Mortgage

Document Number	0000021452
Date	May 9, 2018
Instrument	2018K021452

Lender

Name	HOMETRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,360.00 (+15.83%) Homeowner's exemption	$91,376 (+8.57%) Land $19,116 Building $72,260	$274,238 (+8.57%) Land $57,371 Building $216,867
2024		$84,163 (+21.39%) Land $17,607 Building $66,556	$252,590 (+21.44%) Land $52,842 Building $199,748
2022	$5,491.00 (+4.65%) Homeowner's exemption	$69,330 (+6.96%) Land $14,504 Building $54,826	$207,990 (+6.96%) Land $43,512 Building $164,478
2021	$5,247.00 Homeowner's exemption	$64,818 Land $13,560 Building $51,258	$194,454 Land $40,680 Building $153,774

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet, T-Mobile.

Nearby Properties on Jeffrey Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures