Harris County property record for 2023 Inscho Ln, Katy, TX 77450
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,762 sqft · built 1997 |
| Lot Size | 0.236 acres (10,268 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,800 (Mar 2025) |
| Tax Bill | $14,628 (2025) |
| Deeds & Mortgages | Mar 2025 Mortgage Mar 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-863-003-0001 |
| Primary APN | 118-863-003-0001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,762 sqft Living Area |
| 1st Floor Area | 2,766 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Traditional |
| Exterior Material | Brick/Masonry |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,268 sqft (0.236 acres) |
| View / Lot | Primary |
| Garage Type | Detached |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 258 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1188630030001 |
|---|---|
| Street Address | 2023 INSCHO LN |
| City | KATY |
| State | TX |
| Zip | 77450-7623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 BLK 3 CINCO RANCH N LAKE VLG SEC 11 |
| Legal Subdivision | CINCO RANCH N LAKE VLG SEC 11 |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 455000 |
2023 Inscho Ln is owned and occupied by two individuals who bought it in March 2025.
Source: Harris County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2023 INSCHO LN, KATY, TX 77450-7623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2025 | Vendor's Lien, Transfer · Conventional Mortgage RBC BANK (GEORGIA) NA |
| Mar 7, 2022 | Vendor's Lien, Transfer · Construction Mortgage 2004 0000445 LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2025 · Amount on File |
| Deed Sale | Mar 25, 2025 · Amount on File |
| Prior Sale | Mar 7, 2022 · Amount on File |
| Deed Document Number | 2025106001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Mar 25, 2025 |
| Property Address | 2023 INSCHO LN, KATY, TX 77450-7623 |
| Document Number | 0000106001 |
| Map Reference | MF 380083 |
| Instrument Date | Mar 21, 2025 |
| Instrument | 2025-106001 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2023 INSCHO LN, KATY, TX 77450-7623 |
| Investor | Possibly a Property Investor |
| Document Number | 0000106002 |
|---|---|
| Date | Mar 25, 2025 |
| Instrument | 2025-106002 |
| Name | RBC BANK (GEORGIA) NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Mar 7, 2022 |
| Property Address | 2023 INSCHO LN, KATY, TX 77450-7623 |
| Document Number | 0000120903 |
| Map Reference | MF 380083 |
| Instrument Date | Mar 4, 2022 |
| Instrument | 2022-120903 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2023 |
| Title Company | TEXAS AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11107 SUNSET HILLS RD STE 200, 200, RESTON, VA 20190-5376 |
| Document Number | 0000120904 |
|---|---|
| Date | Mar 7, 2022 |
| Instrument | 2022-120904 |
| Name | 2004 0000445 LLC |
|---|---|
| Type | Non-Lending Institution |
| Special Notes | Seller Financed |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 2023 Inscho Ln was $14,628 with a homeowner's exemption, up 12.5% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $667,376 (-5.17%) Land $117,622 Building $549,754 | $667,376 (-5.17%) Land $117,622 Building $549,754 | |
| 2025 | $14,628.00 (+12.55%) | $703,787 Land $117,622 Building $586,165 | $703,787 Land $117,622 Building $586,165 |
| 2024 | $12,997.00 | ||
| 2023 | $680,964 Land $117,622 Building $563,342 | $680,964 Land $117,622 Building $563,342 | |
| 2022 | $11,947.00 | ||
| 2020 | $9,065.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2023 Inscho Ln in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 91 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 91 in force |
| Nearby Flood Claims | 12 (1981–2022) |
| Claims Outside the SFHA | 12 of 12 |
| Most Recent Claim | Sep 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2023 Inscho Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORNERSTONES MUD serves 5,331 people · EPA ID TX1011692 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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