2023 Hutton Rd, Oakland, MD 21550 Property Records

Garrett County property record for 2023 Hutton Rd, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,512 sqft · built 1958
Lot Size	3.63 acres (158,123 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Aug 2019)
Tax Bill	$2,053 (2023)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-005226`

Property Details

APN / Parcel Number

Primary APN	`14-005226`
Alternative APN	`005226`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,512 sqft Total Area
1st Floor Area	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	158,123 sqft (3.63 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	54 sqft
Patio Area	294 sqft
Shed	1 Shed
Shed Area	2,340 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	005226
Street Address	2023 HUTTON RD
City	OAKLAND
State	MD
Zip	21550-5223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.63 AC E/S HUTTON RD CRELLIN
Jurisdiction	GARRETT MD
Township / Civil Division	14, WEST OAKLAND
Census Block Group	2
Census Block	2025
Census Tract	602

Owner

2023 Hutton Rd is owned and occupied by an individual who bought it in August 2019.

Source: Garrett County records, as of September 20, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2023 HUTTON RD, OAKLAND, MD 21550-5223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2019 · Amount on File
Deed Sale	Aug 15, 2019 · Amount on File
Prior Sale	Apr 30, 1998 · Amount on File
Deed Document Number	0002149166
Deed Book / Page	2149 / 166
Record Updated	Jun 7, 2026

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Aug 15, 2019
Property Address	2023 HUTTON RD, OAKLAND, MD 21550-5223
Document Number	0021490166
Book / Page	2149 / 0166
Instrument Date	Jul 18, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2023 HUTTON RD, OAKLAND, MD 21550-5223

Mortgage

Document Number	0002149173
Date	Aug 15, 2019
Instrument	2149/173

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,053.00 Homeowner's exemption	$177,100	$201,700 Land $31,900 Building $169,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2023 Hutton Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2023 Hutton Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40