2023 Henderson Ave, Silver Spring, MD 20902 Property Records

Montgomery County property record for 2023 Henderson Ave, Silver Spring, MD 20902

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,308 sqft · built 1947
Lot Size	0.459 acres (20,001 sqft)
Owner	Individual Name on File
Tax Bill	$5,729 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jan 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01092766`

Property Details

APN / Parcel Number

Primary APN	`13-01092766`
Alternative APN	`01092766`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,308 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	336 sqft
Finished Basement	336 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Multi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,001 sqft (0.459 acres)
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01092766
Street Address	2023 HENDERSON AVE
City	SILVER SPRING
State	MD
Zip	20902-1941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	ARCOLA
Legal Subdivision	MAGRUDERS SUB
Legal Block	1A
Legal Lot Number	7
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1010
Census Tract	703207

Owner

2023 Henderson Ave is owned and occupied by an individual who acquired it in April 2019.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2023 HENDERSON AVE, SILVER SPRING, MD 20902-1941
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIORITY 1 LENDING LLC
Jan 6, 2021	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYSTEMS FCU
May 9, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage EDUCATIONAL SYSTEMS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 22, 2019
Transfer Doc	0575400316
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 11, 2022
Property Address	2023 HENDERSON AVE, SILVER SPRING, MD 20902-1941
Document Number	0663600281
Book / Page	66360 / 281
Map Reference	MB 28 PL 1750
Instrument Date	Oct 3, 2022
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2023 HENDERSON AVE, 2023, SILVER SPRING, MD 20902-1941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2023 HENDERSON AVE, SILVER SPRING, MD 20902-1941

Mortgage

Document Number	0066360287
Date	Oct 11, 2022
Instrument	66360/287

Lender

Name	PRIORITY 1 LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2023 HENDERSON AVE, SILVER SPRING, MD 20902-1941
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0615240317
Date	Jan 6, 2021
Book Page	61524/317

Lender

Name	EDUCATIONAL SYSTEMS FCU
Type	Credit Union
Address	GREENBELT, MD 20770

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 5, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	May 9, 2019
Property Address	2023 HENDERSON AVE, SILVER SPRING, MD 20902-1941
Document Number	0575400316
Book / Page	57540 / 316
Map Reference	MB 28 PL 1750
Instrument Date	Apr 22, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	SETTLEMENT SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2023 HENDERSON AVE, SILVER SPRING, MD 20902-1941

Mortgage

Document Number	57540322
Date	May 9, 2019
Instrument	57540/322

Lender

Name	EDUCATIONAL SYSTEMS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2023 Henderson Ave was $5,729, down 4.6% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$515,800 (+2.18%)	$537,800 (+6.54%) Land $216,000 Building $321,800
2025	$5,729.00 (-4.64%)	$504,800 Land $216,000 Building $288,800	$504,800 Land $216,000 Building $288,800
2024	$6,008.00
2023		$412,067	$504,800 Land $216,000 Building $288,800
2022	$3,996.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2023 Henderson Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2023 Henderson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Astound Broadband, T-Mobile.

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