2023 Greenup St, Covington, KY 41014 Property Records

Kenton County property record for 2023 Greenup St, Covington, KY 41014

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 2,840 sqft
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on Record
Last Sale	$160,000 (Dec 2022)
Tax Bill	$2,120 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Dec 2022 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-14-27-057.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-27-057.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,840 sqft Finished Area

Exterior

Architectural Style	Triplex
Exterior Material	Brick
Foundation Type	Block
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2023 GREENUP ST
City	COVINGTON
State	KY
Zip	41014-1366
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	UPTOWN LAND & IMP CO S 1/2 LOT 4
Legal Subdivision	UPTOWN LAND & IMP CO
Legal Lot Number	4
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2022
Census Tract	60900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 17808, COVINGTON, KY 41017-0808
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING INC
Dec 28, 2022	Warranty Deed, Construction Loan · Construction Mortgage AMERICAN HERITAGE LENDING INC
Apr 11, 2019	Deed of Trust, Mortgage FORCHT BK NA
Dec 10, 2018	Grant Deed, Mortgage FORCHT BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2022 · Amount on Record
Deed Sale	Dec 28, 2022 · Amount on Record
Prior Sale	Mar 4, 2003 · Amount on Record
Deed Document Number	2022138
Deed Book / Page	207 / 108
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2023 GREENUP ST, COVINGTON, KY 41014-1366
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900083
Date	Jun 1, 2023
Book Page	KCM 465/538
Instrument	23060105900083

Lender

Name	AMERICAN HERITAGE LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

December 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 28, 2022
Property Address	2023 GREENUP ST, COVINGTON, KY 41014-1366
Document Number	0005900138
Book / Page	207 / 108
Map Reference	PL 249
Instrument Date	Dec 22, 2022
Instrument	22122805900138
Transaction Type	Construction Loan
Record Updated	Jan 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	535 PIKE ST, COVINGTON, KY 41011-2172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2554 BUTTERMILK PIKE, VILLA HILLS, KY 41017-1102

Mortgage

Document Number	0005900139
Date	Dec 28, 2022
Instrument	22122805900139

Lender

Name	AMERICAN HERITAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2024

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2023 GREENUP ST, COVINGTON, KY 41014-1366
Document Number	0000000010
Instrument Date	Apr 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2404 SIR BARTON WAY LEXINGTON KY 405092267, LEXINGTON, KY 40509-2267

Mortgage

Document Number	0000000010
Date	Apr 12, 2019
Book Page	0C6638/000020
Instrument	10

Lender

Name	FORCHT BK NA
Type	Bank
Address	LEXINGTON, KY 40509

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 11, 2029

December 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Dec 10, 2018
Property Address	2023 GREENUP ST, COVINGTON, KY 41014-1366
Book / Page	0C6559 / 000296
Instrument Date	Dec 7, 2018
Instrument	33
Transaction Type	Mortgage
Record Updated	Dec 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1650 RUSSELL ST COVINGTON KY 410113361, COVINGTON, KY 41011-3361

Mortgage

Document Number	0000000033
Date	Dec 10, 2018
Book Page	0C6559/000296
Instrument	33

Lender

Name	FORCHT BK NA
Type	Bank
Address	2404 SIR BARTON WAY, LEXINGTON, KY 40509-2267

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Dec 9, 2028

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,000 (+12.5%) Land $10,000 Building $170,000	$180,000 (+12.5%) Land $10,000 Building $170,000
2025	$2,120.00 (-0.52%)	$160,000 (-) Land $20,000 Building $140,000	$160,000 (-) Land $20,000 Building $140,000
2023	$2,131.00	$160,000 (+39.13%) Land $20,000 Building $140,000	$160,000 (+39.13%) Land $20,000 Building $140,000
2022	Additional exemption filed	$115,000 Land $20,000 Building $95,000	$115,000 Land $20,000 Building $95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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