2023 Element Way, Chula Vista, CA 91915 Property Records

San Diego County property record for 2023 Element Way, Chula Vista, CA 91915

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 2,248 sqft · built 2018
Lot Size	10 acres (436,054 sqft)
Owner	Individual Name on Record
Last Sale	$658,000 (Nov 2020)
Tax Bill	$13,040 (2025)
Deeds & Mortgages	Oct 2023 Construction Loan Aug 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`643-063-08-18`

Property Details

APN / Parcel Number

Primary APN	`643-063-08-18`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,248 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Lot Area	436,054 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2023 ELEMENT WAY
City	CHULA VISTA
State	CA
Zip	91915-2805
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	LOT 1 US 110PER DOC17-0290503&UND INT IN TR 016150
Legal Subdivision	OTAY RANCH MILLENIA # 09-03
Legal Tract	016150
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2016
Census Tract	13319

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2300 BOSWELL RD, 215, CHULA VISTA, CA 91914-3559
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Construction Mortgage RONALD SIMMONS
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK
Sep 7, 2021	Deed of Trust, Mortgage · Construction Mortgage MARK STENSBY ETUX
Nov 5, 2020	Quit Claim Deed TICOR TITLE SAN DIEGO BR
Nov 5, 2020	Grant Deed, Transfer · Conventional Mortgage MECHANICS BANK
Nov 13, 2018	Grant Deed, Subdivision Related Transfer · ARM AXOS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2020 · Amount on Record
Deed Sale	Nov 5, 2020 · Amount on Record
Prior Sale	Nov 13, 2018 · Amount on Record
Deed Document Number	2020692045
Prior Transfer Date	Sep 2, 2020
Prior Transfer Doc	0000692044
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2023 ELEMENT WAY, CHULA VISTA, CA 91915-2805
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000293480
Date	Oct 25, 2023
Instrument	2023-0293480

Lender

Name	RONALD SIMMONS
Type	Private Party

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2023 ELEMENT WAY, CHULA VISTA, CA 91915-2805
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2023 ELEMENT WAY, CHULA VISTA, CA 91915-2805

Mortgage

Document Number	0000312674
Date	Aug 1, 2022
Instrument	2022-0312674

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2023 ELEMENT WAY, CHULA VISTA, CA 91915-2805
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2023 ELEMENT WAY, CHULA VISTA, CA 91915-2805

Mortgage

Document Number	0000630497
Date	Sep 7, 2021
Instrument	2021-0630497

Lender

Name	MARK STENSBY ETUX
Type	Private Party

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 5, 2020
Property Address	2023 ELEMENT WAY, CHULA VISTA, CA 91915-2805
Document Number	0000692044
Instrument Date	Sep 2, 2020
Instrument	692044
Record Updated	Nov 12, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2023 ELEMENT WAY CHULA VISTA CA 919152805, CHULA VISTA, CA 91915-2805

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 5, 2020
Property Address	2023 ELEMENT WAY, CHULA VISTA, CA 91915-2805
Document Number	0000692045
Map Reference	MAP 16150
Instrument Date	Aug 21, 2020
Instrument	2020-0692045
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 BOSWELL RD STE 215, 215, CHULA VISTA, CA 91914-3559
Mail Care Of	DEL TORO SERVICING

Mortgage

Document Number	0000692046
Date	Nov 5, 2020
Instrument	2020-0692046

Lender

Name	MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 13, 2018
Property Address	2023 ELEMENT WAY, CHULA VISTA, CA 91915-2805
Document Number	0000472072
Map Reference	MAP 16150
Instrument Date	Jun 7, 2018
Instrument	2018-0472072
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2023 ELEMENT WAY, CHULA VISTA, CA 91915-2805

Mortgage

Document Number	0000472073
Date	Nov 13, 2018
Instrument	2018-0472073

Lender

Name	AXOS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Dec 1, 2023
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	12.2%
Index	1-Year LIBOR
Max Rate	12.2%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$726,460 (+2%) Land $355,019 Building $371,441
2025	$13,040.00 (+4.91%) Homeowner's exemption	$712,216 (+4.04%) Land $348,058 Building $364,158
2023	$12,430.00 (+3.05%) Homeowner's exemption	$684,562 Land $334,544 Building $350,018
2022	$12,062.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Fiber	2,000 / 35

May also be available: Verizon, Wyyerd Connect.

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