San Bernardino County property record for 2023 Clearwater Cir, Upland, CA 91784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 1986 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $198,000 (Jan 2001) |
| Tax Bill | $3,332 (2025) |
| Deeds & Mortgages | May 2023 Transfer Jun 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1004-311-10-0000 |
| Primary APN | 1004-311-10-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| Gross Area | 1,775 sqft |
| 1st Floor Area | 1,300 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Modern |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 475 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 338 sqft |
| Patio Area | 338 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2023 CLEARWATER CIR |
|---|---|
| City | UPLAND |
| State | CA |
| Zip | 91784-7914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | TRACT 12700 LOT 34 AND INT IN COMMON AREA |
| Legal Subdivision | TRACT NO. 12700 |
| Legal Tract | 12700 |
| Legal Block | 2 |
| Legal Lot Number | 34 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 813 |
2023 Clearwater Cir is owned by a company that acquired it in March 2023 and is owner-occupied.
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2023 CLEARWATER CIR, UPLAND, CA 91784-7914 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 2, 2023 | Intrafamily Transfer, Transfer |
| Jun 21, 2022 | Deed of Trust, Mortgage · Line of Credit F & A FCU |
| Mar 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SKYLINE FINANCIAL CORP |
| Dec 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US MORTGAGE CORP |
| Nov 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2001 · Amount on File |
| Deed Sale | Jan 23, 2001 · Amount on File |
| Prior Sale | May 26, 1995 · Amount on File |
| Deed Document Number | 200125988 |
| Last Transfer Date | Mar 29, 2023 |
| Transfer Doc | 0000105354 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | May 2, 2023 |
| Property Address | 2023 CLEARWATER CIR, UPLAND, CA 91784-7914 |
| Document Number | 0000105354 |
| Map Reference | MB 185 PG 17-19 |
| Instrument Date | Mar 29, 2023 |
| Instrument | 2023-0105354 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2023 CLEARWATER CIR, UPLAND, CA 91784-7914 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 2023 CLEARWATER CIR, UPLAND, CA 91784-7914 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2022 |
| Title Company | CHICAGO TITLE PIRT |
| Name | Verified Name |
|---|---|
| Address | 2023 CLEARWATER CIR, UPLAND, CA 91784-7914 |
| Document Number | 0000219999 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 2022-0219999 |
| Name | F & A FCU |
|---|---|
| Type | Credit Union |
| Address | MONTEREY PARK, CA 91754 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 2023 CLEARWATER CIR, UPLAND, CA 91784-7914 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000133472 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 2017-0133472 |
| Name | SKYLINE FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | AGOURA HILLS, CA 91301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 2023 CLEARWATER CIR, UPLAND, CA 91784-7914 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000513010 |
|---|---|
| Date | Dec 4, 2017 |
| Instrument | 2017-0513010 |
| Name | US MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 2023 CLEARWATER CIR, UPLAND, CA 91784-7914 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000397562 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 2019-0397562 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2034 |
The 2025 property tax bill for 2023 Clearwater Cir was $3,332 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Upland City |
| Unified School District | Upland Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $304,325 (+2%) Land $106,514 Building $197,811 | |
| 2025 | $3,332.00 Homeowner's exemption | $298,357 Land $104,425 Building $193,932 |
| 2023 | $3,174.00 (+2.26%) Homeowner's exemption | $286,771 Land $100,370 Building $186,401 |
| 2022 | $3,104.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2023 Clearwater Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2023 Clearwater Cir is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 43% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF UPLAND serves 78,376 people · EPA ID CA3610050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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