20229 Wildcat Run Dr, Estero, FL 33928 Property Records

Lee County property record for 20229 Wildcat Run Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,867 sqft · built 1987
Lot Size	0.413 acres (17,990 sqft)
Owner	2 Individual Names on Record
Last Sale	$865,000 (Mar 2026)
Tax Bill	$8,158 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2026 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-46-26-E4-01000.0960`

Property Details

APN / Parcel Number

Primary APN	`30-46-26-E4-01000.0960`
Alternative APNs	`263046E4010000960` `30462601000000960` `10351842`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,867 sqft Living Area
Gross Area	5,285 sqft
1st Floor Area	2,627 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	17,990 sqft (0.413 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	424 sqft
Patio Area	442 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10351842
Street Address	20229 WILDCAT RUN DR
City	ESTERO
State	FL
Zip	33928-2011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	WILDCAT RUN SUBD PB 36 PG 36 LOT 96
Legal Range	26E
Legal Township	46S
Legal Section	30
Legal Subdivision	WILDCAT RUN SUBD
Legal Tract	E4
Legal Block	3
Legal Lot Number	96
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	3
Census Block	3002
Census Tract	50311

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20229 WILDCAT RUN DR, ESTERO, FL 33928-2011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Mar 31, 2026	Warranty Deed, Transfer · Line of Credit COMMERCE BANK
Jan 27, 2021	Warranty Deed, Transfer SOUTH FL TRUST AND TITLE COMPANY, SOUTH FL TR & TITLE CO
Apr 2, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Apr 2, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Jan 27, 2021 · Amount on Record
Deed Document Number	202681168
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20229 WILDCAT RUN DR, ESTERO, FL 33928-2011
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20229 WILDCAT RUN DR, ESTERO, FL 33928-2011

Mortgage

Document Number	0000163502
Date	May 18, 2021
Instrument	2021000163502

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Mar 31, 2026
Property Address	20229 WILDCAT RUN DR, ESTERO, FL 33928-2011
Document Number	0000081168
Map Reference	MB 36 PG 30-43
Instrument Date	Mar 27, 2026
Instrument	2026000081168
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	BONITA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,055.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1642 BRANCH RD, SCOTTSVILLE, VA 24590-4380

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20229 WILDCAT RUN DR, ESTERO, FL 33928-2011

Mortgage

Document Number	0000081169
Date	Mar 31, 2026
Instrument	2026000081169

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	11.5%
Index	1-Year T-Bill
Max Rate	11.5%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jan 27, 2021
Property Address	20229 WILDCAT RUN DR, ESTERO, FL 33928-2011
Document Number	0000027389
Instrument Date	Jan 18, 2021
Instrument	27389
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	SOUTH FL TRUST AND TITLE COMPANY, SOUTH FL TR & TITLE CO

Transaction

Amount	Amount Recorded
Tax	$4,340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20229 WILDCAT RUN DR ESTERO FL 339282011, ESTERO, FL 33928-2011

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20229 WILDCAT RUN DR, ESTERO, FL 33928-2011
Document Number	0000083688
Instrument Date	Apr 2, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20229 WILDCAT RUN DR ESTERO FL 339282011, ESTERO, FL 33928-2011

Mortgage

Document Number	0000083688
Date	Apr 15, 2019
Instrument	83688

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	5.76%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20229 WILDCAT RUN DR, ESTERO, FL 33928-2011
Document Number	0000083689
Instrument Date	Apr 2, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20229 WILDCAT RUN DR ESTERO FL 339282011, ESTERO, FL 33928-2011

Mortgage

Document Number	0000083689
Date	Apr 15, 2019
Instrument	83689

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	5.76%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,158.00 (+6.29%) Homeowner's exemption	$638,659 (+5.99%)	$858,525 (+21.58%) Land $211,481 Building $647,044
2023	$7,675.00 (+0.74%) Homeowner's exemption	$602,583 (+3%)	$706,122 (+20.7%) Land $250,675 Building $455,447
2022	$7,619.00 Homeowner's exemption	$585,032 Land $226,000 Building $359,032	$585,032 Land $226,000 Building $359,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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