20227 Ray Falls Dr, Tomball, TX 77375 Property Records

Harris County property record for 20227 Ray Falls Dr, Tomball, TX 77375

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,358 sqft · built 2014
Lot Size	0.126 acres (5,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,800 (Sep 2018)
Tax Bill	$7,661 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-487-001-0017`

Property Details

APN / Parcel Number

Primary APN	`134-487-001-0017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,358 sqft Living Area
1st Floor Area	1,626 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	5,499 sqft (0.126 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1344870010017
Street Address	20227 RAY FALLS DR
City	TOMBALL
State	TX
Zip	77375-2846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 17 BLK 1 WILLOW FALLS SEC 5
Legal Subdivision	WILLOW FALLS SEC 5
Legal Block	1
Legal Lot Number	17
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1005
Census Tract	554806

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20227 RAY FALLS DR, TOMBALL, TX 77375-2846
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Sep 26, 2018	Warranty Deed, Transfer · FHA Mortgage SWIFTSURE LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2018 · Amount on Record
Deed Sale	Sep 26, 2018 · Amount on Record
Prior Sale	Jul 2, 2014 · Amount on Record
Deed Document Number	2018440665
Prior Transfer Date	Oct 24, 2014
Prior Transfer Doc	20140532040
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20227 RAY FALLS DR, TOMBALL, TX 77375-2846
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20227 RAY FALLS DR, TOMBALL, TX 77375-2846

Mortgage

Document Number	2021076332
Date	Feb 11, 2021
Instrument	2021-076332

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Oct 1, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Sep 26, 2018
Property Address	20227 RAY FALLS DR, TOMBALL, TX 77375-2846
Document Number	0000440665
Instrument Date	Sep 24, 2018
Instrument	440665
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20227 RAY FALLS DR TOMBALL TX 773752846, TOMBALL, TX 77375-2846

Mortgage

Document Number	440666
Date	Sep 26, 2018
Instrument	440666

Lender

Name	SWIFTSURE LNS
Address	SANTA ANA, CA 92705

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Klein Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,000 (-4.45%) Land $55,386 Building $332,614	$388,000 (-4.45%) Land $55,386 Building $332,614
2025	$7,661.00 (-1.03%) Homeowner's exemption	$406,071 (+0.1%) Land $42,199 Building $363,872	$406,071 (+0.1%) Land $42,199 Building $363,872
2024	$7,741.00 (+53.56%)
2023		$405,683 Land $42,199 Building $363,484	$405,683 Land $42,199 Building $363,484
2022	$5,041.00 (-7.54%)
2020	$5,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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