Arapahoe County property record for 20227 E Lake Ln, Centennial, CO 80016
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 5,092 sqft · built 1996 |
| Lot Size | 0.495 acres (21,562 sqft) |
| Owner | Individual Name on File |
| Last Sale | $820,000 (May 2021) |
| Tax Bill | $7,836 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jul 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2073-23-2-14-003 |
| Primary APN | 2073-23-2-14-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 5,092 sqft Living Area |
| Gross Area | 6,097 sqft |
| 1st Floor Area | 1,921 sqft |
| 2nd Floor Area | 1,642 sqft |
| Basement Area | 1,615 sqft |
| Finished Basement | 1,529 sqft |
| Unfinished Basement | 86 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,562 sqft (0.495 acres) |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Driveway | Driveway |
| Driveway Area | 3 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 219 sqft |
| Patio Area | 212 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 033617282 |
|---|---|
| Street Address | 20227 E LAKE LN |
| City | CENTENNIAL |
| State | CO |
| Zip | 80016-1280 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AMU |
| Legal Description | SUBDIVISIONCD 026146 SUBDIVISIONNAME GREENFIELD 2ND FLG BLOCK 004 LOT 003 LOT 3 BLK 4 GREENFIELD 2ND FLG EX M/RS |
| Legal Range | 66W |
| Legal Township | 5S |
| Legal Section | 23 |
| Legal Quarter | 2 |
| Legal Subdivision | GREENFIELD 2ND FLG |
| Legal Block | 004,4 |
| Legal Lot Number | 003,3 |
| Jurisdiction | ARAPAHOE CO |
| Township / Civil Division | SOUTH AURORA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 85200 |
Source: Arapahoe County records · APN 2073-23-2-14-003
Assessment roll updated June 15, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20227 E LAKE LN, CENTENNIAL, CO 80016-1280 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 05, 2025 | Deed of Trust, Mortgage · Line of Credit BELLCO CU |
| Jul 07, 2025 | Intrafamily Transfer, Transfer |
| May 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 24, 2021 · Amount on Record |
| Deed Sale | May 24, 2021 · Amount on Record |
| Prior Sale | Jun 17, 2002 · Amount on Record |
| Deed Document Number | 202182972 |
| Last Transfer Date | Feb 05, 2025 |
| Transfer Doc | 0000048323 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 20227 E LAKE LN, CENTENNIAL, CO 80016-1280 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20227 E LAKE LN, CENTENNIAL, CO 80016-1280 |
| Document Number | 00E5063456 |
|---|---|
| Date | Sep 05, 2025 |
| Instrument | E5063456 |
| Name | BELLCO CU |
|---|---|
| Type | Credit Union |
| Address | ENGLEWOOD, CO 80111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Aug 28, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Recording Date | Jul 07, 2025 |
| Property Address | 20227 E LAKE LN, CENTENNIAL, CO 80016-1280 |
| Document Number | 00E5048323 |
| Instrument Date | Feb 05, 2025 |
| Instrument | E5048323 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20227 E LAKE LN, CENTENNIAL, CO 80016-1280 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Recording Date | May 24, 2021 |
| Property Address | 20227 E LAKE LN, CENTENNIAL, CO 80016-1280 |
| Document Number | 00E1082972 |
| Instrument Date | May 18, 2021 |
| Instrument | E1082972 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20227 E LAKE LN, CENTENNIAL, CO 80016-1280 |
| Document Number | 00E1082973 |
|---|---|
| Date | May 24, 2021 |
| Instrument | E1082973 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Arapahoe County records · Assessment roll updated June 15, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Arapahoe County |
| Municipality | Centennial City |
| Unified School District | Cherry Creek School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,315 (+1.08%) | $986,400 (-) Land $220,000 Building $766,400 | |
| 2025 | $7,836.00 (+7.34%) | $61,650 (-0.68%) | $986,400 (+7.51%) Land $220,000 Building $766,400 |
| 2024 | $7,300.00 (+34.81%) | ||
| 2023 | $62,069 (+41.42%) | $917,500 (+45.29%) Land $220,000 Building $697,500 | |
| 2022 | $43,890 | $631,500 Land $155,000 Building $476,500 | |
| 2021 | $5,415.00 |
Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2013 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber Fiber | 1,000 / 1,000 |
| Windfield Enterprises Fixed Wireless | 1,000 / 220 |
| BAM Broadband OpCo Fixed Wireless · not low latency | 1,000 / 100 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
| Aerux Fixed Wireless | 100 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 446 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST CHERRY CREEK VALLEY WSD serves 66,130 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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