20226 Symphony Dr, Riverside, CA 92507 Property Records

Riverside County property record for 20226 Symphony Dr, Riverside, CA 92507

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,874 sqft · built 2016
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Feb 2017)
Tax Bill	$9,601 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`255-480-001`

Property Details

APN / Parcel Number

Primary APN	`255-480-001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,874 sqft Living Area
Gross Area	3,277 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Construction Type	Wood
Roof Material	Tile
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	403 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	255480001
Street Address	20226 SYMPHONY DR
City	RIVERSIDE
State	CA
Zip	92507-0149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.20 ACRES M/L IN LOT 29 MB 447/063 TR 29741
Legal Subdivision	TRACT 29741
Legal Tract	29741
Legal Lot Number	29
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1005
Census Tract	42214

Owner

20226 Symphony Dr is owned and occupied by two individuals who bought it in February 2017.

Source: Riverside County records, as of October 13, 2025

Owner of Record	2 Individual Names on File
Mailing Address	20226 SYMPHONY DR, RIVERSIDE, CA 92507-0149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Feb 8, 2017	Grant Deed, Transfer · Conventional Mortgage BNB FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2017 · Amount on File
Deed Sale	Feb 8, 2017 · Amount on File
Prior Sale	Oct 14, 2016 · Amount on File
Deed Document Number	2017-0057340
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20226 SYMPHONY DR, RIVERSIDE, CA 92507-0149
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20226 SYMPHONY DR, RIVERSIDE, CA 92507-0149

Mortgage

Document Number	0000261660
Date	Apr 27, 2021
Instrument	2021-0261660

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	91363

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	May 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20226 SYMPHONY DR, RIVERSIDE, CA 92507-0149
Document Number	0000050877
Instrument Date	Feb 4, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20226 SYMPHONY DR RIVERSIDE CA 925070149, RIVERSIDE, CA 92507-0149

Mortgage

Document Number	0000050877
Date	Feb 14, 2019
Instrument	50877

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2049

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 8, 2017
Property Address	20226 SYMPHONY DR, RIVERSIDE, CA 92507-0149
Document Number	0000057340
Instrument Date	Jan 17, 2017
Instrument	57340
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$501.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20226 SYMPHONY DR RIVERSIDE CA 925070149, RIVERSIDE, CA 92507-0149

Mortgage

Document Number	57341
Date	Feb 8, 2017
Instrument	57341

Lender

Name	BNB FINANCIAL INC
Type	Bank
Address	GLENDALE, CA 91203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20226 Symphony Dr was $9,601 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,601.00 Homeowner's exemption	$528,060 Land $139,267 Building $388,793
2023	$8,971.00 (+1.84%) Homeowner's exemption	$507,557 Land $133,860 Building $373,697
2022	$8,809.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20226 Symphony Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2003–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20226 Symphony Dr is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERSIDE HIGHLAND WATER COMPANY private · serves 19,053 people · EPA ID CA3610057
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

Cell Coverage

5G and 4G LTE (outdoors only)

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