20226 Phoenix Lake Rd, Sonora, CA 95370 Property Records

Tuolumne County property record for 20226 Phoenix Lake Rd, Sonora, CA 95370

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,558 sqft · built 1962
Lot Size	0.965 acres (42,054 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Mar 2012)
Tax Bill	$2,623 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-132-001-000`

Property Details

APN / Parcel Number

Primary APN	`045-132-001-000`
Alternative APNs	`045-132-001` `0451320100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,558 sqft Living Area
1st Floor Area	1,558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Wood
Lot Area	42,054 sqft (0.965 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	045-132-001
Street Address	20226 PHOENIX LAKE RD
City	SONORA
State	CA
Zip	95370-8228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-1,MX
Legal Description	SCENIC VIEW TRACT 2 L21
Legal Subdivision	SCENIC VIEW TRACT 2
Legal Tract	2
Legal Lot Number	21
Jurisdiction	TUOLUMNE CA
Township / Civil Division	EAST SONORA-PHOENIX LAKE
Census Block Group	3
Census Block	3028
Census Tract	2202

Owner

20226 Phoenix Lake Rd is owned and occupied by an individual who bought it in March 2012.

Source: Tuolumne County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 4043, SONORA, CA 95370-4043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2012 · Amount on File
Deed Sale	Mar 14, 2012 · Amount on File
Prior Sale	May 15, 2009 · Amount on File
Deed Document Number	20123422
Prior Transfer Date	Mar 8, 2012
Prior Transfer Doc	0000003421
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUOLUMNE CA
Property Address	20226 PHOENIX LAKE RD, SONORA, CA 95370-8228
Transaction Type	Mortgage
Record Updated	Feb 13, 2024
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4043, SONORA, CA 95370-4043

Mortgage

Document Number	0000000784
Date	Jan 31, 2024
Instrument	2024000784

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUOLUMNE CA
Property Address	20226 PHOENIX LAKE RD, SONORA, CA 95370-8228
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	YOSEMITE TITLE COMPANY, YOSEMITE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20226 PHOENIX LAKE RD, SONORA, CA 95370-8228

Mortgage

Document Number	0000004668
Date	Mar 23, 2021
Instrument	2021004668

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20226 Phoenix Lake Rd was $2,623 with a homeowner's exemption.

Source: Tuolumne County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Tuolumne County
Elementary School District	Curtis Creek Elementary School District (KG - 08)
Secondary School District	Sonora Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,311 (+2%) Land $78,989 Building $184,322
2025	$2,623.00 Homeowner's exemption	$258,149 Land $77,441 Building $180,708
2023	$2,520.00 (+2.07%) Homeowner's exemption	$248,127 Land $74,435 Building $173,692	$385,020
2022	$2,469.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20226 Phoenix Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 21, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20226 Phoenix Lake Rd is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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