Mecklenburg County property record for 20225 Hammock Oak Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,056 sqft · built 2005 |
| Lot Size | 0.282 acres (12,299 sqft) |
| Owner | Trust Name on File |
| Last Sale | $390,000 (Nov 2018) |
| Tax Bill | $4,618 (2023) |
| Deeds & Mortgages | Jan 2023 Transfer Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-174-64 |
| Primary APN | 001-174-64 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,056 sqft Heated Area |
| Gross Area | 2,647 sqft |
| 1st Floor Area | 2,063 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Foundation Type | Raised |
| Lot Area | 12,299 sqft (0.282 acres) |
| Garage Area | 528 sqft |
| Porch | Porch |
| Porch Area | 56 sqft |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 001-174-64 |
|---|---|
| Street Address | 20225 HAMMOCK OAK DR |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L6 M30-139 |
| Legal Subdivision | CROWN HBR NORTH PH 02 MAP 02 |
| Legal Lot Number | 6 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 6216 |
20225 Hammock Oak Dr is owner-occupied and held in a trust since January 2023.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 20225 HAMMOCK OAK DR, CORNELIUS, NC 28031-6813 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2023 | Intrafamily Transfer, Transfer |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC |
| Sep 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LNDRS |
| Nov 20, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on File |
| Deed Sale | Nov 20, 2018 · Amount on File |
| Prior Sale | Nov 20, 2018 · Amount on File |
| Deed Document Number | 0000144222 |
| Deed Book / Page | 033118 / 000236 |
| Last Transfer Date | Jan 5, 2023 |
| Transfer Doc | 0000000920 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 5, 2023 |
| Property Address | 20225 HAMMOCK OAK DR, CORNELIUS, NC 28031-6813 |
| Document Number | 0000000920 |
| Book / Page | 37870 / 94 |
| Map Reference | MB 30 PG 139 |
| Instrument Date | Jan 4, 2023 |
| Instrument | 2023000920 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20225 HAMMOCK OAK DR, CORNELIUS, NC 28031-6813 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 20225 HAMMOCK OAK DR, CORNELIUS, NC 28031-6813 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20225 HAMMOCK OAK DR, CORNELIUS, NC 28031-6813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000138684 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 34996/540 |
| Instrument | 2020138684 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20225 HAMMOCK OAK DR, CORNELIUS, NC 28031-6813 |
| Document Number | 0000122781 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 20225 HAMMOCK OAK DR CORNELIUS NC 280316813, CORNELIUS, NC 28031-6813 |
| Document Number | 0000122781 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 033854/000424 |
| Instrument | 122781 |
| Name | HOMETOWN LNDRS |
|---|---|
| Address | HUNTSVILLE, AL 35806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 16, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 20, 2018 |
| Property Address | 20225 HAMMOCK OAK DR, CORNELIUS, NC 28031-6813 |
| Document Number | 0000144222 |
| Book / Page | 033118 / 000236 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 144222 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $780.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5078 GRASSHOPPER LN WESTERVILLE OH 430814422, WESTERVILLE, OH 43081-4422 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 20225 Hammock Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20225 Hammock Oak Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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