20225 40th Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 20225 40th Ave E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,855 sqft · built 2010
Lot Size	0.138 acres (6,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (May 2021)
Tax Bill	$4,885 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500392-0-370`

Property Details

APN / Parcel Number

Primary APN	`500392-0-370`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	1,855 sqft Living Area
Gross Area	2,262 sqft
Basement Area	1,150 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,002 sqft (0.138 acres)
Garage Type	Attached
Garage Area	407 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	154 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	20225 40TH AVE E
City	SPANAWAY
State	WA
Zip	98387-4150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 01 TOWNSHIP 18 RANGE 03 QUARTER 32 PLAT ROCK CREEK LOT 37 TOG/W UND INT IN TRS A, C & D EASE OF RECORD OUT OF 03-18-01-7-017 SEG 2007-0957 JU 5/25/07MC
Legal Range	03
Legal Township	18
Legal Section	01
Legal Subdivision	ROCK CREEK
Legal Tract	A
Legal Lot Number	37
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2007
Census Tract	71413

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20225 40TH AVE E, SPANAWAY, WA 98387-4150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	Oct 30, 2015 · Amount on Record
Deed Document Number	20211081
Prior Transfer Date	Dec 22, 2010
Prior Transfer Doc	0000000481
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	May 21, 2021
Property Address	20225 40TH AVE E, SPANAWAY, WA 98387-4150
Document Number	0005211081
Map Reference	DOC 200705115003
Instrument Date	May 19, 2021
Instrument	202105211081
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,040.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20225 40TH AVE E, SPANAWAY, WA 98387-4150

Mortgage

Document Number	0005211082
Date	May 21, 2021
Instrument	202105211082

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,885.00 (-1.23%)	$444,200 (+11.41%) Land $145,800 Building $298,400	$444,200 (+11.41%) Land $145,800 Building $298,400
2025	$4,946.00 (+5.32%)
2024	$4,696.00 (-5%)	$398,700 (-7.11%) Land $149,200 Building $249,500	$398,700 (-7.11%) Land $149,200 Building $249,500
2023	$4,943.00	$429,200 Land $151,600 Building $277,600	$429,200 Land $151,600 Building $277,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHEL WATER CO private · serves 270 people · EPA ID WA5305948
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20