20224 Oregon Trl, Olympia Fields, IL 60461 Property Records

Cook County property record for 20224 Oregon Trl, Olympia Fields, IL 60461

Property Summary

Property TypeSingle Family Home
Details6 bd · 2.5 ba · 3,291 sqft · built 1985
Lot Size0.746 acres (32,497 sqft)
OwnerIndividual Name on Record
Last Sale$224,000 (Jan 2019)
Tax Bill$12,482 (2023)
Deeds & MortgagesMar 2021 Mortgage
Oct 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN31-14-204-023

Property Details

APN / Parcel Number

Primary APN31-14-204-023
Alternative APN
  • 31-14-204-023-0000

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,291 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area32,497 sqft (0.746 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address20224 OREGON TRL
CityOLYMPIA FIELDS
StateIL
Zip60461-1132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(TRAILS) OF (OLYMPIA) (FIELDS) (PHASE1) SUB OF PT OF NE SEC 14-35-13
Legal Range13E
Legal Township35N
Legal Section14
Legal SubdivisionTRAILS OF OLYMPIA FIELDS PHASE1
Legal Phase1
Legal Lot Number77
JurisdictionCOOK IL
Township / Civil DivisionRICH
Census Block Group1
Census Block1017
Census Tract830005

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20224 OREGON TRL, OLYMPIA FIELDS, IL 60461-1132
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Oct 31, 2019Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG
Jan 15, 2019Warranty Deed, Transfer · VA Mortgage
STEARNS LNDG LLC
Jan 17, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2019 · Amount on Record
Deed SaleJan 15, 2019 · Amount on Record
Prior SaleSep 29, 2003 · Amount on Record
Deed Document Number201916103
Prior Transfer DateJan 9, 2018
Prior Transfer Doc0000008158
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address20224 OREGON TRL, OLYMPIA FIELDS, IL 60461-1132
Transaction TypeMortgage
Record UpdatedApr 8, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009012003
DateMar 31, 2021
Instrument2109012003
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term336 Months
DueMar 1, 2049
Interest
Rate2.62%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address20224 OREGON TRL, OLYMPIA FIELDS, IL 60461-1132
Document Number1931646038
Instrument DateOct 31, 2019
Transaction TypeMortgage
Record UpdatedNov 25, 2019
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address20224 OREGON TRL OLYMPIA FIELDS IL 604611132, OLYMPIA FIELDS, IL 60461-1132

Mortgage

Document Number1931646038
DateNov 12, 2019
Instrument31646038
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 11, 2049

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJan 15, 2019
Property Address20224 OREGON TRL, OLYMPIA FIELDS, IL 60461-1132
Document Number1901516103
Instrument DateDec 27, 2018
Instrument1516103
Transaction TypeTransfer
Record UpdatedJan 24, 2019
Title CompanyCITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1631 S CENTRAL AVE CHICAGO IL 608041839, CHICAGO, IL 60804-1839

Mortgage

Document Number1901516104
DateJan 15, 2019
Instrument1516104
Lender
NameSTEARNS LNDG LLC
AddressSANTA ANA, CA 92707
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 14, 2049

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateJan 17, 2018
Property Address20224 OREGON TRL, OLYMPIA FIELDS, IL 60461-1132
Document Number1801708158
Instrument DateJan 9, 2018
Instrument1708158
Transaction TypeTransfer
Record UpdatedJan 24, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20224 OREGON TRL OLYMPIA FIELDS IL 604611132, OLYMPIA FIELDS, IL 60461-1132

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionRich Township
MunicipalityOlympia Fields Village
Elementary School DistrictMatteson Elementary School District 162 (PK - 08)
Secondary School DistrictRich Township High School District 227 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$32,000 (+20.53%) Land $14,624 Building $17,376$320,000 (+20.53%) Land $146,240 Building $173,760
2023$12,482.00 (-4.97%)
2022$13,135.00 Homeowner's exemption$26,549 Land $12,998 Building $13,551$265,490 Land $129,980 Building $135,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims13 (1978–2026)
Claims Outside the SFHA5 of 13
Most Recent ClaimAug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLYMPIA FIELDS
serves 4,922 people · EPA ID IL0312280
Water SourcePurchased surface water from OAK LAWN
Last State InspectionAug 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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