20224 Olde Towne Ct, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 20224 Olde Towne Ct, Smithfield, VA 23430

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,980 sqft · built 1993
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$365,100 (Dec 2017)
Tax Bill	$4,032 (2026)
Flood Zone	Zone X (minimal risk)
APN	`23G-01-032`

Property Details

APN / Parcel Number

Primary APN	`23G-01-032`
Alternative APNs	`4503264258` `6773`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,980 sqft Living Area
1st Floor Area	3,124 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Combination
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	20224 OLDE TOWNE CT
City	SMITHFIELD
State	VA
Zip	23430-5726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	L 32 SEC 1A GATLING PT S PLAT 2-8-10
Legal Subdivision	PLAT OF SUB GATLING POINTE SOUTH SEC 1A
Legal Lot Number	32
Jurisdiction	ISLE OF WIGHT VA
Township / Civil Division	NEWPORT
Census Block Group	3
Census Block	3009
Census Tract	280104

Owner

20224 Olde Towne Ct is owned and occupied by two individuals who bought it in December 2017.

Source: Isle Of Wight County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20224 OLDE TOWNE CT, SMITHFIELD, VA 23430-5726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2017 · Amount on File
Deed Sale	Dec 18, 2017 · Amount on File
Prior Sale	Jun 1, 2006 · Amount on File
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 20224 Olde Towne Ct was $4,032, up 4.5% from the year before.

Source: Isle Of Wight County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Isle Of Wight County
Unified School District	Isle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,032.00 (+4.54%)	$497,800 (-) Land $85,000 Building $412,800	$497,800 (-) Land $85,000 Building $412,800
2025	$3,857.00	$497,800 Land $85,000 Building $412,800	$497,800 Land $85,000 Building $412,800
2023		$497,800 Land $85,000 Building $412,800	$497,800 Land $85,000 Building $412,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20224 Olde Towne Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (1999–2009)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Nov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20224 Olde Towne Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20