20221 Harroway Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20221 Harroway Dr, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,888 sqft · built 2002
Lot Size0.109 acres (4,753 sqft)
OwnerCompany Name on File
Last Sale$450,000 (Sep 2023)
Tax Bill$3,894 (2023)
Deeds & MortgagesJun 2024 Sale & Mortgage
Sep 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-179-09

Property Details

APN / Parcel Number

Primary APN001-179-09

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,888 sqft Heated Area
Gross Area3,506 sqft
1st Floor Area1,230 sqft
Upper Floors Area1,658 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area4,753 sqft (0.109 acres)
Garage Area528 sqft
PorchPorch
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-179-09
Street Address20221 HARROWAY DR
CityCORNELIUS
StateNC
Zip28031-6860
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR(CD)
Legal DescriptionL13 M36-463
Legal SubdivisionHARROGATE PH 01
Legal Lot Number13
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1021
Census Tract6216

Owner

Source: Mecklenburg County records · APN 001-179-09

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address7179 INVERNESS DR, DENVER, NC 28037-5513
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2024Warranty Deed, Transfer · FHA Mortgage
PINNACLE BANK
Sep 29, 2023Warranty Deed, Transfer · Commercial Mortgage
STRAIGHTLINE FUNDING LLC
May 10, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 29, 2023 · Amount on Record
Deed SaleSep 29, 2023 · Amount on Record
Prior SaleMay 10, 2023
Deed Document Number2023093401
Deed Book / Page38402 / 60
Record UpdatedSep 20, 2026

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 28, 2024
Property Address20221 HARROWAY DR, CORNELIUS, NC 28031-6860
Document Number0000060358
Book / Page38912 / 963
Map ReferenceMB 36 PG 463
Instrument DateJun 28, 2024
Instrument2024060358
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyTRYON TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,190.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7179 INVERNESS DR, DENVER, NC 28037-5513

Transferred To (Grantee/Buyer)

NameVerified Name
Address20221 HARROWAY DR, CORNELIUS, NC 28031-6860

Mortgage

Document Number0000060359
DateJun 28, 2024
Instrument2024060359
Lender
NamePINNACLE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2054

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 29, 2023
Property Address20221 HARROWAY DR, CORNELIUS, NC 28031-6860
Document Number0000093401
Book / Page38402 / 60
Map ReferenceMB 36 PG 463
Instrument DateSep 28, 2023
Instrument2023093401
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21424 COUNTRY CLUB DR, CORNELIUS, NC 28031-6630

Transferred To (Grantee/Buyer)

NameVerified Name
Address7179 INVERNESS DR, DENVER, NC 28037-5513

Mortgage

Document Number0000093402
DateSep 29, 2023
Instrument2023093402
Lender
NameSTRAIGHTLINE FUNDING LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term13 Months
DueOct 01, 2024

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateMay 10, 2023
Property Address20221 HARROWAY DR, CORNELIUS, NC 28031-6860
Document Number0000043343
Book / Page38112 / 711
Map ReferenceMB 36 PG 463
Instrument DateMay 03, 2023
Instrument2023043343
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address21424 COUNTRY CLUB DR, CORNELIUS, NC 28031-6630

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address21424 COUNTRY CLUB DR, CORNELIUS, NC 28031-6630

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,894.00$458,800 Land $90,000 Building $368,800$458,800 Land $90,000 Building $368,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Based on FCC filings for 176 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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