Washington County property record for 20220 Capital Ln, Hagerstown, MD 21742
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,440 sqft · built 2019 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $241,089 (Dec 2019) |
| Tax Bill | $2,863 (2026) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage Jul 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-047284 |
| Primary APN | 18-047284 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,440 sqft Total Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Built-in |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 047284 |
|---|---|
| Street Address | 20220 CAPITAL LN |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21742-6804 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RS-PU |
| Legal Description | LOT 62 0.05 ACRES 20220 CAPITAL LANE ROSEWOOD VILLAGE PH IIB |
| Legal Subdivision | ROSEWOOD VILLAGE P U D |
| Legal Phase | IIB |
| Legal Lot Number | 62 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 18, CHEWSVILLE |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 11204 |
20220 Capital Ln, a townhouse, is owned and occupied by an individual who bought it in December 2019.
Source: Washington County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20220 CAPITAL LN, HAGERSTOWN, MD 21742-6804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2019 | Deed, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 17, 2019 | Grant Deed, Transfer KEYSTONE SETTLEMENT SERVICES, KEYSTONE TITLE SETTLEMENTS SVC |
| Nov 17, 2017 | Grant Deed, Transfer KEYSTONE SETTLEMENT SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2019 · Amount on File |
| Deed Sale | Dec 30, 2019 · Amount on File |
| Prior Sale | Jul 17, 2019 · Amount on File |
| Deed Book / Page | 6146 / 165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Dec 30, 2019 |
| Property Address | 20220 CAPITAL LN, HAGERSTOWN, MD 21742-6804 |
| Document Number | 0061460165 |
| Book / Page | 6146 / 0165 |
| Map Reference | PL 10538-10541 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | KEYSTONE TTL SETMNT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20220 CAPITAL LN, HAGERSTOWN, MD 21742-6804 |
| Document Number | 0006146175 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 6146/175 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jul 17, 2019 |
| Property Address | 20220 CAPITAL LN, HAGERSTOWN, MD 21742-6804 |
| Document Number | 0060190380 |
| Book / Page | 006019 / 000380 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2019 |
| Title Company | KEYSTONE SETTLEMENT SERVICES, KEYSTONE TITLE SETTLEMENTS SVC |
| Amount | Amount on Record |
|---|---|
| Tax | $192.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2099 GAITHER RD #600 ROCKVILLE MD 208504018, 600, ROCKVILLE, MD 20850-4018 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Nov 17, 2017 |
| Property Address | 20220 CAPITAL LN, HAGERSTOWN, MD 21742-6804 |
| Document Number | 0056370179 |
| Book / Page | 005637 / 000179 |
| Instrument Date | Nov 1, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2017 |
| Title Company | KEYSTONE SETTLEMENT SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $430.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 64 THOMAS JOHNSON DR FREDERICK MD 217024734, FREDERICK, MD 21702-4734 |
The 2026 property tax bill for 20220 Capital Ln was $2,863 with a homeowner's exemption, up 5.5% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,863.00 (+5.45%) Homeowner's exemption | $305,700 (+8.83%) | $330,500 (-) Land $50,000 Building $280,500 |
| 2025 | $2,715.00 Homeowner's exemption | $280,900 | $330,500 Land $50,000 Building $280,500 |
| 2023 | $2,459.00 Homeowner's exemption | $242,033 | $256,100 Land $50,000 Building $206,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20220 Capital Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2006–2018) |
| Most Recent Claim | Sep 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20220 Capital Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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