St. Mary's County property record for 20220 Beachcomber Ln, Leonardtown, MD 20650
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 840 sqft · built 1986 |
| Lot Size | 0.681 acres (29,683 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $3,725 (2025) |
| Deeds & Mortgages | Oct 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-009327 |
| Primary APN | 03-009327 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 840 sqft Total Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 29,683 sqft (0.681 acres) |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 728 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 009327 |
|---|---|
| Street Address | 20220 BEACHCOMBER LN |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-5740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LT-34,35,36 NO3 WILLIAM P OBRIEN SUB |
| Legal Subdivision | OBRIEN SUB |
| Legal Lot Number | 34 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 875400 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 20529 WHITE POINT RD, LEONARDTOWN, MD 20650-5723 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 27, 2018 |
| Transfer Doc | 0049700068 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Oct 25, 2018 |
| Property Address | 20220 BEACHCOMBER LN, LEONARDTOWN, MD 20650-5740 |
| Document Number | 0049700068 |
| Book / Page | 004970 / 000068 |
| Instrument Date | Jul 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 20529 WHITE POINT RD LEONARDTOWN MD 206505723, LEONARDTOWN, MD 20650-5723 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,467 (+1.56%) | $332,400 (+4.69%) Land $162,900 Building $169,500 | |
| 2025 | $3,725.00 (+14.79%) | $317,500 (+10.38%) Land $162,900 Building $154,600 | $317,500 (-) Land $162,900 Building $154,600 |
| 2023 | $3,245.00 | $287,633 | $317,500 Land $162,900 Building $154,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 40 (1985–2024) |
| Claims Outside the SFHA | 20 of 40 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 76% of Maryland |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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