FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$531.69
Amount Accuracy
Rounded by County
Additional
Arm's Length
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
20 W 7TH ST # 22, 22, DULUTH, MN 55806-2508
Mortgage
Document Number
0001495277
Date
Sep 11, 2024
Instrument
1495277
Lender
Name
NORTH SHORE BANK OF COMMERCE
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
358 Months
Due
Jul 1, 2054
September 2024: Deed, Transfer
Document Type
Deed
Jurisdiction
ST LOUIS MN
Recording Date
Sep 11, 2024
Property Address
2022 W 7TH ST, DULUTH, MN 55806-1639
Document Number
0001495275
Instrument Date
May 30, 2024
Instrument
1495275
Transaction Type
Transfer
Record Updated
Oct 21, 2025
Title Company
FIRST AMERICAN TITLE
Transaction
Amount
Amount on Record
Tax
$709.50
Amount Accuracy
Rounded by County
Additional
Arm's Length
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
20 W 7TH ST, DULUTH, MN 55806-2508
Investor
Possibly a Property Investor
October 2019: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
ST LOUIS MN
Recording Date
Oct 9, 2019
Property Address
22 W 7TH ST, DULUTH, MN 55806-2508
Document Number
00A1365016
Instrument Date
Sep 23, 2019
Instrument
A1365016
Transaction Type
Transfer
Record Updated
Dec 10, 2019
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
22 W 7TH ST DULUTH MN 558062508, DULUTH, MN 55806-2508
Tax Assessment & Valuation
The 2026 property tax bill for 2022 W 7th St was $1,134 with a homeowner's exemption, up 6.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
Property Jurisdictions
Type
Name
State
Minnesota
County
St. Louis County
Municipality
Duluth City
Unified School District
Duluth Public School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$1,134.00 (+6.18%)Homeowner's exemption
2025
$1,068.00 (-11.59%)Homeowner's exemption
$84,700 (+11.15%)Land $62,100Building $22,600
$84,700 (+11.15%)Land $62,100Building $22,600
2024
$1,208.00
$76,200Land $56,300Building $19,900
$76,200Land $56,300Building $19,900
2022
$77,700Land $62,300Building $15,400
$77,700Land $62,300Building $15,400
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 2022 W 7th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Nearby Flood Claims
2 (1979)
Most Recent Claim
Dec 1979 · tidal / storm surge
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 2022 W 7th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
Duluth serves 86,859 people · EPA ID MN1690011
Water Source
Surface water
Last State Inspection
Feb 2025
Lead
8 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
Turbidity resolved · Oct 2017
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
Verizon Fixed Wireless
300 / 20
Starlink Satellite
280 / 30
May also be available: Airfiber, AT&T, Fidium Fiber.