Lorain County property record for 2022 W 13th St, Lorain, OH 44052 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,253 sqft · built 1948 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,065 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004385-2 |
| Primary APN | 004385-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,253 sqft Living Area |
| Gross Area | 2,946 sqft |
| 1st Floor Area | 1,022 sqft |
| Basement Area | 962 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 110 ft deep x 72 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 25 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 004385-2 |
|---|---|
| Street Address | 2022 W 13TH ST |
| City | LORAIN |
| State | OH |
| Zip | 44052-1108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W ERIE PK 2 72 X 110 S/L 220&221 LOT # 220&1 |
| Legal Subdivision | W ERIE PK 2 |
| Legal Tract | 02 |
| Legal Block | 110 |
| Legal Lot Number | 220&1 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 22500 |
Source: Lorain County records · APN 004385-2
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2022 W 13TH ST, LORAIN, OH 44052-1108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jul 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2022 W 13TH ST, LORAIN, OH 44052-1108 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2022 W 13TH ST, LORAIN, OH 44052-1108 |
| Document Number | 0000889322 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 2022-0889322 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Sep 01, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2022 W 13TH ST, LORAIN, OH 44052-1108 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2022 W 13TH ST, LORAIN, OH 44052-1108 |
| Document Number | 20210829735 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2021-0829735 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 287 Months |
| Due | Jun 01, 2045 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,065.00 | $53,960 (-) Land $11,540 Building $42,420 | $154,170 (-) Land $32,980 Building $121,190 |
| 2024 | $2,065.00 (+16.27%) | $53,960 (+56.56%) Land $11,543 Building $42,417 | $154,170 (+56.57%) Land $32,980 Building $121,190 |
| 2023 | $1,776.00 (+0.91%) | $34,465 (-0.01%) Land $9,559 Building $24,906 | $98,470 (-) Land $27,310 Building $71,160 |
| 2022 | $1,760.00 | $34,470 Land $9,560 Building $24,910 | |
| 2021 | $98,470 Land $27,310 Building $71,160 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 277 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures