2022 Terraspiro Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 2022 Terraspiro Ave, Spring Valley, CA 91977

Property Summary

Property Type	Duplex
Details	2 bd · 1.5 ba · 1,288 sqft · built 1973
Lot Size	0.151 acres (6,564 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Jul 2020)
Tax Bill	$6,420 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`578-031-16-01`

Property Details

APN / Parcel Number

Primary APN	`578-031-16-01`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,288 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Duplex Single
Exterior Material	Block
Construction Type	Frame
Lot Area	6,564 sqft (0.151 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2022 TERRASPIRO AVE
City	SPRING VALLEY
State	CA
Zip	91977-3551
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RV
Legal Description	LOT 15 US Y DOCS72-97978&281089&INT IN LOT 12&IN TR 007180
Legal Subdivision	TERRA II
Legal Tract	007180
Legal Block	3
Legal Lot Number	15,12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	13906

Owner

2022 Terraspiro Ave, a duplex, is owned and occupied by an individual who bought it in July 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2022 TERRASPIRO AVE, SPRING VALLEY, CA 91977-3551
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jul 5, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Oct 16, 2018	Grant Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Aug 10, 2018	Grant Deed, Transfer QUANTA FIN LLC
Jul 24, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2020 · Amount on File
Deed Sale	Jul 27, 2020 · Amount on File
Prior Sale	Oct 16, 2018 · Amount on File
Deed Document Number	2020408729
Prior Transfer Date	May 26, 2015
Prior Transfer Doc	0000265523
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2020
Property Address	2022 TERRASPIRO AVE, SPRING VALLEY, CA 91977-3551
Document Number	0000408729
Instrument Date	Jul 20, 2020
Instrument	408729
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2022 TERRASPIRO AVE SPRING VALLEY CA 919773551, SPRING VALLEY, CA 91977-3551

Mortgage

Document Number	408730
Date	Jul 27, 2020
Instrument	408730

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2022 TERRASPIRO AVE, SPRING VALLEY, CA 91977-3551
Document Number	0000334479
Instrument Date	Jul 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2022 TERRASPIRO AVE SPRING VALLEY CA 919773551, SPRING VALLEY, CA 91977-3551

Mortgage

Document Number	0000334479
Date	Aug 9, 2019
Instrument	334479

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 16, 2018
Property Address	2022 TERRASPIRO AVE, SPRING VALLEY, CA 91977-3551
Document Number	0000430334
Map Reference	MAP 7180
Instrument Date	Oct 16, 2018
Instrument	2018-0430334
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2022 TERRASPIRO AVE, SPRING VALLEY, CA 91977-3551

Mortgage

Document Number	0000430335
Date	Oct 16, 2018
Instrument	2018-0430335

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 10, 2018
Property Address	2022 TERRASPIRO AVE, SPRING VALLEY, CA 91977-3551
Document Number	0000329508
Instrument Date	Aug 3, 2018
Instrument	329508
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2022 TERRASPIRO AVE SPRING VALLEY CA 919773551, SPRING VALLEY, CA 91977-3551

Mortgage

Document Number	329509
Date	Aug 10, 2018
Instrument	329509

Lender

Name	QUANTA FIN LLC
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Amount	Amount on Record

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 24, 2018
Property Address	2022 TERRASPIRO AVE, SPRING VALLEY, CA 91977-3551
Document Number	0000301418
Instrument Date	Jul 23, 2018
Instrument	301418
Transaction Type	Transfer
Record Updated	Jul 30, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	180 BALLANTYNE ST #31 EL CAJON CA 920204030, 31, EL CAJON, CA 92020-4030

Tax Assessment & Valuation

The 2025 property tax bill for 2022 Terraspiro Ave was $6,420.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$491,311 (+2%) Land $221,302 Building $270,009
2025	$6,420.00	$481,678 Land $216,963 Building $264,715
2023	$5,993.00 (+1.56%)	$462,976 Land $208,539 Building $254,437
2022	$5,901.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2022 Terraspiro Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2022 Terraspiro Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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