2022 San Remo Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 2022 San Remo Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,896 sqft · built 1991
Lot Size	0.93 acres (4,034 sqft)
Owner	2 Individual Names on File
Last Sale	$782,500 (May 2021)
Tax Bill	$9,961 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`165-691-48-00`

Property Details

APN / Parcel Number

Primary APN	`165-691-48-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,896 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	4,034 sqft (0.93 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2022 SAN REMO DR
City	OCEANSIDE
State	CA
Zip	92056-3280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-2
Legal Description	LOT 99 TR 012174
Legal Subdivision	DEL ORO HILLS
Legal Tract	012174
Legal Block	3
Legal Lot Number	99
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3003
Census Tract	18515

Owner

2022 San Remo Dr is owned by two individuals who bought it in May 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	165 VIA MONTISI, SANTEE, CA 92071-6411
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Commercial Mortgage BANNER BANK
May 3, 2021	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
May 3, 2021	Intrafamily Transfer, Transfer TRICO TITLE COMPANY, TICOR TITLE COMPANY
Mar 18, 2021	Deed of Trust, Mortgage · Commercial Mortgage BLACKBURN FAMILY TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021 · Amount on File
Deed Sale	May 3, 2021 · Amount on File
Prior Sale	Mar 18, 1999 · Amount on File
Deed Document Number	2021339452
Prior Transfer Date	Apr 16, 2021
Prior Transfer Doc	0000339451
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2022 SAN REMO DR, OCEANSIDE, CA 92056-3280
Transaction Type	Mortgage
Record Updated	Dec 26, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2022 SAN REMO DR, OCEANSIDE, CA 92056-3280

Mortgage

Document Number	0000351811
Date	Dec 12, 2025
Instrument	2025-0351811

Lender

Name	BANNER BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 3, 2021
Property Address	2022 SAN REMO DR, OCEANSIDE, CA 92056-3280
Document Number	0000339452
Map Reference	MAP 12174
Instrument Date	Apr 16, 2021
Instrument	2021-0339452
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	165 VIA MONTISI, SANTEE, CA 92071-6411

Mortgage

Document Number	0000339453
Date	May 3, 2021
Instrument	2021-0339453

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 3, 2021
Property Address	2022 SAN REMO DR, OCEANSIDE, CA 92056-3280
Document Number	0000339451
Map Reference	MAP 12174
Instrument Date	Apr 16, 2021
Instrument	2021-0339451
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 VIA MONTISI, SANTEE, CA 92071-6411

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2022 SAN REMO DR, OCEANSIDE, CA 92056-3280
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2022 SAN REMO DR, OCEANSIDE, CA 92056-3280

Mortgage

Document Number	0000210599
Date	Mar 18, 2021
Instrument	2021-0210599

Lender

Name	BLACKBURN FAMILY TRUST
Type	Private Party
Address	6473 SEAPORT PL, CARLSBAD, CA 92011

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2022 San Remo Dr was $9,961.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$863,940 (+2%) Land $507,876 Building $356,064
2025	$9,961.00	$847,001 Land $497,918 Building $349,083
2023	$9,493.00 (+1.46%)	$814,113 Land $478,584 Building $335,529
2022	$9,356.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2022 San Remo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2022 San Remo Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: FiberFirst, GeoLinks, Verizon.

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