2022 Prospect St, #2024, Three Rivers, MA 01080 Property Records

Hampden County and Palmer Town City property record for 2022 Prospect St, #2024, Three Rivers, MA 01080

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 2,072 sqft · built 1915
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Sep 2014)
Tax Bill	$3,865 (2025)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PALM M:78 B:1`

Property Details

APN / Parcel Number

Primary APN	`PALM M:78 B:1`
Alternative APN	`M:0078 L:000001`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,072 sqft Living Area
Gross Area	3,089 sqft
1st Floor Area	1,036 sqft
Basement Area	777 sqft
Unfinished Basement	777 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	2022 PROSPECT ST, 2024
City	THREE RIVERS
State	MA
Zip	01080-1132
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	1
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	1
Census Block	1006
Census Tract	810300

Owner

Source: Hampden County and Palmer Town City records · APN PALM M:78 B:1

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2022 PROSPECT ST, 2024, THREE RIVERS, MA 01080-1132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 02, 2014 · Amount on Record
Deed Sale	Sep 02, 2014 · Amount on Record
Record Updated	Jun 08, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	2022-2024 PROSPECT ST, THREE RIVERS, MA 01080
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22362-594
Date	Sep 18, 2018
Book Page	22362/594
Instrument	55782

Lender

Name	NORTH BROOKFIELD SAVINGSS BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 01, 2038

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,865.00 (+7.36%)	$212,000 (+11.05%) Land $57,700 Building $154,300
2024	$3,600.00 (-2.68%)	$190,900 (+1.76%) Land $52,400 Building $138,500
2023	$3,699.00	$187,600 Land $52,400 Building $135,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138103001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 236 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	THREE RIVERS FIRE DISTRICT serves 3,258 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.