2022 Garcon Point Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 2022 Garcon Point Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,043 sqft · built 1986
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Trust Names on File
Last Sale	$45,000 (Apr 2009)
Tax Bill	$5,826 (2025)
Deeds & Mortgages	Feb 2023 Transfer Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-1S-28-0000-00119-0000`

Property Details

APN / Parcel Number

Primary APN	`14-1S-28-0000-00119-0000`
Alternative APN	`S281140000001190000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	4,043 sqft Living Area
Gross Area	7,852 sqft
1st Floor Area	3,443 sqft
Upper Floors Area	600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	50,965 sqft (1.17 acres)
Garage Type	Attached
Garage Area	1,860 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	616 sqft
Patio Area	225 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2022 GARCON POINT RD
City	MILTON
State	FL
Zip	32583-7453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION UPDATE FOR 2023 COM AT I/S N LI SEC & ER/W ST RD 191 TH S011015W ALG ER/W 220.10 FT TO CUR TH CONT SLY ALG CUR RAD 3869.83 FT CH BRG S070748W 804.67 FT TH S13* 0614W 1827.39 FT TO PT CURVE TO R RAD 7689.49 FT CH BRG S15 *3854W 684.23
Legal Range	28W
Legal Township	1S
Legal Section	14
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	1
Census Block	1017
Census Tract	10710

Owner

2022 Garcon Point Rd is owner-occupied and held in a trust since February 2023.

Source: Santa Rosa County records, as of August 31, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2022 GARCON POINT RD, MILTON, FL 32583-7453
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Intrafamily Transfer, Transfer ACCOMMODATION
Sep 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
Jul 6, 2018	Loan Modification, Mortgage SYNOVUS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2009 · Amount on File
Deed Sale	Apr 16, 2009 · Amount on File
Prior Sale	Dec 28, 2005 · Amount on File
Deed Document Number	200912232
Deed Book / Page	2893 / 1845
Last Transfer Date	Feb 15, 2023
Transfer Doc	0043701061
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 28, 2023
Property Address	2022 GARCON POINT RD, MILTON, FL 32583-7453
Document Number	0043701061
Book / Page	4370 / 1061
Instrument Date	Feb 15, 2023
Instrument	202308177
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 PANFERIO DR, PENSACOLA BEACH, FL 32561-2162

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	400 PANFERIO DR, PENSACOLA BEACH, FL 32561-2162

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2022 GARCON POINT RD, MILTON, FL 32583-7453
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036590228
Date	Sep 7, 2017
Book Page	3659/0228
Instrument	201737077

Lender

Name	SYNOVUS BANK
Type	Bank
Address	PENSACOLA, FL 32502

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Sep 1, 2048

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	2022 GARCON POINT RD, MILTON, FL 32583-7453
Document Number	0037470713
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2022 GARCON POINT RD MILTON FL 325837453, MILTON, FL 32583-7453

Mortgage

Document Number	0037470713
Date	Jul 12, 2018
Book Page	003747/000713
Instrument	29689

Lender

Name	SYNOVUS BK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2048

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 2022 Garcon Point Rd was $5,826, up 3.2% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,826.00 (+3.22%)	$474,722 (+1.61%) Land $22,100 Building $452,622	$474,722 (+1.61%) Land $22,100 Building $452,622
2024	$5,644.00 (+4.83%)	$467,201 (+2.3%) Land $22,100 Building $445,101	$467,201 (+2.3%) Land $22,100 Building $445,101
2023	$5,384.00 (+6.24%)	$456,707 (+5.62%) Land $16,150 Building $440,557	$456,707 (+5.62%) Land $16,150 Building $440,557
2022	$5,068.00	$432,400	$432,400 Land $11,900 Building $420,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2022 Garcon Point Rd in Zone X, an area of minimal flood risk, though there have been 153 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 469 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 in force
Nearby Flood Claims	153 (2004–2022)
Claims Outside the SFHA	14 of 153
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 117 claims Hurricane Frances, Sep 2004 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2022 Garcon Point Rd is high, ranking above 81% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 70% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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