2022 Emerald Bay Dr, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 2022 Emerald Bay Dr, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,092 sqft · built 2000
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$65,900 (Mar 2003)
Tax Bill	$1,247 (2026)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-2-159-00-0`

Property Details

APN / Parcel Number

Primary APN	`012-2-159-00-0`
Alternative APNs	`8007` `2806`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,092 sqft Gross Area
1st Floor Area	1,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	62 ft deep x 26 ft wide
Porch	Porch
Porch Area	18 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2022 EMERALD BAY DR
City	AUGUSTA
State	GA
Zip	30909-0128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-2
Legal Description	EMERALD BAY (00100) 001-I
Legal Subdivision	EMERALD BAY
Legal Block	1
Legal Lot Number	1
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	2
Census Block	2001
Census Tract	10108

Owner

2022 Emerald Bay Dr is owned and occupied by two individuals who bought it in March 2003.

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2022 EMERALD BAY DR, AUGUSTA, GA 30909-0128
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2003 · Amount on File
Deed Sale	Mar 18, 2003 · Amount on File
Prior Sale	Oct 16, 2000 · Amount on File
Deed Book / Page	844 / 1520
Prior Transfer Date	Oct 18, 2000
Prior Transfer Doc	0705001810
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	2022 EMERALD BAY DR, AUGUSTA, GA 30909-0128
Document Number	0017262798
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2022 EMERALD BAY DR AUGUSTA GA 309090128, AUGUSTA, GA 30909-0128

Mortgage

Document Number	0017262798
Date	Jun 5, 2020
Book Page	001726/002798

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jun 4, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 2022 Emerald Bay Dr was $1,247, down 27.2% from the year before.

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,247.00 (-27.2%)
2025	$1,713.00	$67,064 Land $8,000 Building $59,064	$167,660 Land $20,000 Building $147,660
2023	$888.00 (-22.65%) Homeowner's exemption	$58,340 (+26.83%) Land $8,000 Building $50,340	$145,850 (+26.83%) Land $20,000 Building $125,850
2022	$1,148.00	$45,998 Land $8,000 Building $37,998	$114,994 Land $20,000 Building $94,994

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2022 Emerald Bay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2022 Emerald Bay Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20