2022 Clifftops Ave, Monteagle, TN 37356 Property Records

Marion County property record for 2022 Clifftops Ave, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,864 sqft · built 1996
Lot Size	5.09 acres (222,156 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (May 2020)
Tax Bill	$4,012 (2025)
Deeds & Mortgages	Jul 2026 Transfer May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`058043 03600`

Property Details

APN / Parcel Number

Primary APN	`058043 03600`
Alternative APN	`043 03600`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,864 sqft Living Area
1st Floor Area	2,511 sqft
Upper Floors Area	1,353 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2020
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	222,156 sqft (5.09 acres)
Terrain	Mountain
Garage Type	Finished
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	554 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2022 CLIFFTOPS AVE
City	MONTEAGLE
State	TN
Zip	37356-2079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: C01
Legal Subdivision	CLIFFTOPS
Legal Lot Number	95
Jurisdiction	MARION TN
Township / Civil Division	2
Census Block Group	1
Census Block	1087
Census Tract	50302

Owner

Source: Marion County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2022 CLIFFTOPS AVE, MONTEAGLE, TN 37356-2079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 27, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2020 · Amount on Record
Deed Sale	May 27, 2020 · Amount on Record
Prior Sale	Aug 25, 1995 · Amount on Record
Deed Document Number	20002202
Deed Book / Page	527 / 428
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION TN
Recording Date	Jul 24, 2026
Property Address	2022 CLIFFTOPS AVE, MONTEAGLE, TN 37356-2079
Document Number	0000008869
Book / Page	628 / 609
Instrument Date	Jul 22, 2026
Instrument	20268869
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2022 CLIFFTOPS AVE, MONTEAGLE, TN 37356-2079

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION TN
Recording Date	May 27, 2020
Property Address	2022 CLIFFTOPS AVE, MONTEAGLE, TN 37356-2079
Document Number	527428
Book / Page	527 / 428
Map Reference	MB 4 PG 349
Instrument Date	May 26, 2020
Instrument	20002202
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2022 CLIFFTOPS AVE, MONTEAGLE, TN 37356-2079

Mortgage

Document Number	20002203
Date	May 27, 2020
Instrument	20002203

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,012.00 (+17.31%)	$227,925 (-) Land $76,675 Building $151,250
2023		$227,925 Land $76,675 Building $151,250
2022	$3,420.00
2021			$911,700 Land $306,700 Building $605,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 75% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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