20218 Sabal Palms Dr, Katy, TX 77449 Property Records

Harris County property record for 20218 Sabal Palms Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,458 sqft · built 2000
Lot Size	0.145 acres (6,325 sqft)
Owner	Individual Name on Record
Last Sale	$230,400 (Oct 2018)
Tax Bill	$4,927 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-633-002-0028`

Property Details

APN / Parcel Number

Primary APN	`120-633-002-0028`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,458 sqft Living Area
1st Floor Area	2,458 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,325 sqft (0.145 acres)
View / Lot	Primary
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	44 sqft
Patio Area	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1206330020028
Street Address	20218 SABAL PALMS DR
City	KATY
State	TX
Zip	77449-5698
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 28 BLK 2 RAINTREE VILLAGE SEC 2A
Legal Subdivision	RAINTREE VILLAGE SEC 2A
Legal Block	2
Legal Lot Number	28
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3002
Census Tract	542302

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20218 SABAL PALMS DR, KATY, TX 77449-5698
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
May 28, 2020	Deed of Trust, Mortgage QUICKEN LNS
Oct 11, 2018	Warranty Deed, Transfer UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2018 · Amount on Record
Deed Sale	Oct 11, 2018 · Amount on Record
Prior Sale	May 19, 2004 · Amount on Record
Deed Document Number	2018465146
Prior Transfer Date	Oct 10, 2018
Prior Transfer Doc	2018465146
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20218 SABAL PALMS DR, KATY, TX 77449-5698
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20218 SABAL PALMS DR, KATY, TX 77449-5698

Mortgage

Document Number	2021314222
Date	Jun 7, 2021
Instrument	2021-314222

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	EL PASO, TX 79925

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Mar 24, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20218 SABAL PALMS DR, KATY, TX 77449-5698
Document Number	0000234087
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20218 SABAL PALMS DR KATY TX 774495698, KATY, TX 77449-5698

Mortgage

Document Number	0000234087
Date	Jun 2, 2020
Instrument	234087

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Oct 11, 2018
Property Address	20218 SABAL PALMS DR, KATY, TX 77449-5698
Document Number	0000465146
Instrument Date	Oct 10, 2018
Instrument	465146
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20218 SABAL PALMS DR KATY TX 774495698, KATY, TX 77449-5698

Mortgage

Document Number	465147
Date	Oct 11, 2018
Instrument	465147

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,840 (-7.18%) Land $57,004 Building $250,836	$307,840 (-7.18%) Land $57,004 Building $250,836
2025	$4,927.00 (+4.01%) Homeowner's exemption	$331,642 (-6.17%) Land $57,004 Building $274,638	$331,642 (-6.17%) Land $57,004 Building $274,638
2024	$4,737.00 (+57.43%)
2023		$353,444 Land $46,255 Building $307,189	$353,444 Land $46,255 Building $307,189
2022	$3,009.00 (-10.58%)
2020	$3,365.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST HARRIS COUNTY MUD 7 serves 5,289 people · EPA ID TX1012228
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications, Verizon.

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