Harris County property record for 20218 Palomar Pointe Dr, Cypress, TX 77433
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,525 sqft · built 2023 |
| Lot Size | 0.191 acres (8,330 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,703 (Sep 2023) |
| Tax Bill | $16,872 (2025) |
| Deeds & Mortgages | Mar 2025 Mortgage Feb 2024 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 146-100-001-0008 |
| Primary APN | 146-100-001-0008 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Building Area | 3,525 sqft Living Area |
| 1st Floor Area | 3,111 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,330 sqft (0.191 acres) |
| Garage Area | 733 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1461000010008 |
|---|---|
| Street Address | 20218 PALOMAR POINTE DR |
| City | CYPRESS |
| State | TX |
| Zip | 77433-7976 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 8 BLK 1 DUNHAM POINTE SEC 6 |
| Legal Subdivision | DUNHAM POINTE SEC 6 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 543004 |
20218 Palomar Pointe Dr is owned and occupied by two individuals who acquired it in March 2025.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20218 PALOMAR POINTE DR, CYPRESS, TX 77433-7976 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Feb 13, 2024 | Deed of Trust, Mortgage · Conventional Mortgage SIMPLEX LENDING LLC |
| Apr 7, 2025 | Transfer on Death Deed, Transfer |
| Sep 8, 2023 | Vendor's Lien, Transfer · Conventional Mortgage TOLL BROTHERS MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2023 · Amount on File |
| Deed Sale | Sep 8, 2023 · Amount on File |
| Deed Document Number | 2023346274 |
| Last Transfer Date | Mar 6, 2025 |
| Transfer Doc | 0000125467 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20218 PALOMAR POINTE DR, CYPRESS, TX 77433-7976 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 20218 PALOMAR POINTE DR, CYPRESS, TX 77433-7976 |
| Document Number | 0000105428 |
|---|---|
| Date | Mar 25, 2025 |
| Instrument | 2025-105428 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20218 PALOMAR POINTE DR, CYPRESS, TX 77433-7976 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 20218 PALOMAR POINTE DR, CYPRESS, TX 77433-7976 |
| Document Number | 0000049715 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 2024-49715 |
| Name | SIMPLEX LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, TX 77407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2044 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Apr 7, 2025 |
| Property Address | 20218 PALOMAR POINTE DR, CYPRESS, TX 77433-7976 |
| Document Number | 0000125467 |
| Instrument Date | Mar 6, 2025 |
| Instrument | 2025-125467 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20218 PALOMAR POINTE DR, CYPRESS, TX 77433-7976 |
| Name | Verified Name |
|---|---|
| Address | 20218 PALOMAR POINTE DR, CYPRESS, TX 77433-7976 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Sep 8, 2023 |
| Property Address | 20218 PALOMAR POINTE DR, CYPRESS, TX 77433-7976 |
| Document Number | 0000346274 |
| Map Reference | MF 699652 |
| Instrument Date | Sep 7, 2023 |
| Instrument | 2023-346274 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2557 SW GRAPEVINE PKWY STE 100, 100, GRAPEVINE, TX 76051-7094 |
| Name | Verified Name |
|---|---|
| Address | 20218 PALOMAR POINTE DRIVE, CYPRESS, TX 77433-7976 |
| Document Number | 0000346275 |
|---|---|
| Date | Sep 8, 2023 |
| Instrument | 2023-346275 |
| Name | TOLL BROTHERS MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
The 2025 property tax bill for 20218 Palomar Pointe Dr was $16,872 with a homeowner's exemption, up 361.4% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $618,601 (-10.83%) Land $117,864 Building $500,737 | $618,601 (-10.83%) Land $117,864 Building $500,737 | |
| 2025 | $16,872.00 (+361.36%) Homeowner's exemption | $693,767 Land $117,864 Building $575,903 | $693,767 Land $117,864 Building $575,903 |
| 2024 | $3,657.00 | ||
| 2023 | $88,700 Land $88,700 | $88,700 Land $88,700 | |
| 2022 | $609.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 20218 Palomar Pointe Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 445 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 445 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20218 Palomar Pointe Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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