20218 E 10th Ct, Spokane Valley (Greenacres), WA 99016 Property Records

Spokane County property record for 20218 E 10th Ct, Spokane Valley, WA 99016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,243 sqft · built 2024
Lot Size	0.143 acres (6,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Oct 2025)
Tax Bill	$6,887 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`55204.2306`

Property Details

APN / Parcel Number

Primary APN	`55204.2306`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	2,243 sqft Living Area
Gross Area	2,958 sqft
1st Floor Area	1,069 sqft
2nd Floor Area	1,174 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,227 sqft (0.143 acres)
Garage Type	Attached
Garage Area	715 sqft
Parking Spaces	2 Parking Spaces
Patio Area	117 sqft
Canopy	317 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20218 E 10TH CT
City	SPOKANE VALLEY
State	WA
Zip	99016-7761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	20-25-45: SP-1679-20 LOT 6 BLOCK 1 AFN 7059401
Legal Subdivision	SHORT PLAT SP167920
Legal Block	1
Legal Lot Number	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	4
Census Block	4019
Census Tract	13102

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20218 E 10TH CT, SPOKANE VALLEY, WA 99016-7761
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
May 13, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2025 · Amount on Record
Deed Sale	Oct 9, 2025 · Amount on Record
Prior Sale	May 13, 2021 · Amount on Record
Deed Document Number	20257446074
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 9, 2025
Property Address	20218 E 10TH CT, SPOKANE VALLEY, WA 99016-7761
Document Number	0007446074
Map Reference	VOL 35 PG 60&61
Instrument Date	Oct 8, 2025
Instrument	7446074
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,740.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20218 E 10TH CT, SPOKANE VALLEY, WA 99016-7761

Mortgage

Document Number	0007446075
Date	Oct 9, 2025
Instrument	7446075

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 13, 2021
Property Address	20218 E 10TH CT, SPOKANE VALLEY, WA 99016-7761
Document Number	0007074656
Map Reference	VOL 35 PG 60&61
Instrument Date	May 12, 2021
Instrument	7074656
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$4,485.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,887.00 (+294.67%)	$591,100 (+312.09%) Land $140,000 Building $451,100	$591,100 (+312.09%) Land $140,000 Building $451,100
2025	$1,745.00 (+26.72%)	$143,440 (+8%) Land $143,440	$143,440 (+8%) Land $143,440
2024	$1,377.00 (+8.43%)	$132,810 (+66.01%) Land $132,810	$132,810 (+66.01%) Land $132,810
2023	$1,270.00 (+33.83%)	$80,000 Land $80,000	$80,000 Land $80,000
2022	$949.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 70% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED IRRIG DIST 19 SYSTEM 2 serves 21,220 people · EPA ID WA5310221
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Red Spectrum Communications.

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