20214 Plum Trails Rd, Katy, TX 77449 Property Records

Harris County property record for 20214 Plum Trails Rd, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,014 sqft · built 2001
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on File
Last Sale	$119,100 (Mar 2002)
Tax Bill	$4,298 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`120-633-004-0005`

Property Details

APN / Parcel Number

Primary APN	`120-633-004-0005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,014 sqft Living Area
1st Floor Area	2,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,900 sqft (0.158 acres)
View / Lot	Primary
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1206330040005
Street Address	20214 PLUM TRAILS RD
City	KATY
State	TX
Zip	77449-5695
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 BLK 4 RAINTREE VILLAGE SEC 2A
Legal Subdivision	RAINTREE VILLAGE SEC 2A
Legal Block	4
Legal Lot Number	5
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3002
Census Tract	542302

Owner

20214 Plum Trails Rd is owned and occupied by two individuals who bought it in March 2002.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20214 PLUM TRAILS RD, KATY, TX 77449-5695
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Jan 4, 2021	Warranty Deed, Transfer · FHA Mortgage COMMERCE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2002 · Amount on File
Deed Sale	Mar 4, 2002 · Amount on File
Prior Sale	Jul 24, 2001 · Amount on File
Deed Document Number	2002634274
Deed Book / Page	54941 / 2853
Prior Transfer Date	Feb 22, 2002
Prior Transfer Doc	0000634274
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Recording Date	Jun 17, 2026
Property Address	20214 PLUM TRAILS RD, KATY, TX 77449-5695
Document Number	0000240465
Instrument Date	May 5, 2026
Instrument	2026240465
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20214 PLUM TRAILS RD, KATY, TX 77449-5695

Mortgage

Document Number	0000240465,
Date	Jun 17, 2026
Instrument	2026240465

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	296 Months
Due	Feb 1, 2051

Interest

Rate	6.37%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20214 PLUM TRAILS RD, KATY, TX 77449-5695
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044106
Date	Jan 25, 2022
Instrument	2022-44106

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jan 4, 2021
Property Address	20214 PLUM TRAILS RD, KATY, TX 77449-5695
Document Number	0000003440
Instrument Date	Dec 31, 2020
Instrument	3440
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20214 PLUM TRAILS RD KATY TX 774495695, KATY, TX 77449-5695

Mortgage

Document Number	3441
Date	Jan 4, 2021
Instrument	3441

Lender

Name	COMMERCE HM MTG
Address	IRVINE, CA 92606

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20214 Plum Trails Rd was $4,298 with a homeowner's exemption, down 11.5% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,938 (-9.84%) Land $58,013 Building $188,925	$246,938 (-9.84%) Land $58,013 Building $188,925
2025	$4,298.00 (-11.51%) Homeowner's exemption	$273,902 Land $58,013 Building $215,889	$273,902 Land $58,013 Building $215,889
2024	$4,857.00
2023		$311,268 Land $47,073 Building $264,195	$311,268 Land $47,073 Building $264,195
2022	$5,461.00
2020	$3,845.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20214 Plum Trails Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20214 Plum Trails Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST HARRIS COUNTY MUD 7 serves 5,289 people · EPA ID TX1012228
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications, Verizon.

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