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20210 Rainbow Cir, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20210 Rainbow Cir, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,866 sqft · built 2015
Lot Size0.595 acres (25,958 sqft)
Owner2 Individual Names on Record
Tax Bill$7,159 (2023)
Deeds & MortgagesDec 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN001-702-05

Property Details

APN / Parcel Number

Primary APN001-702-05

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,866 sqft Heated Area
Gross Area5,244 sqft
1st Floor Area1,944 sqft
Upper Floors Area1,922 sqft

Exterior

Year BuiltBuilt 2015
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area25,958 sqft (0.595 acres)
Garage Area550 sqft
PorchPorch
Porch Area288 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-702-05
Street Address20210 RAINBOW CIR
CityCORNELIUS
StateNC
Zip28031-7166
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL72 M10-185
Legal SubdivisionBISCAYNE PARK
Legal Lot Number72
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1004
Census Tract6218

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address20210 RAINBOW CIR, CORNELIUS, NC 28031-7166
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2016
Deed SaleDec 8, 2016
Prior SaleJan 14, 2014 · Amount on Record
Deed Document Number0031406384
Deed Book / Page31406 / 384
Record UpdatedJun 7, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20210 RAINBOW CIR, CORNELIUS, NC 28031-7166
Transaction TypeMortgage
Record UpdatedDec 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address20210 RAINBOW CIR, CORNELIUS, NC 28031-7166

Mortgage

Document Number0000117372
DateDec 15, 2023
Book Page38537/151
Instrument2023117372
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45236
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term359 Months
DueNov 25, 2053

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber		1,000 / 1,000
TDS Telecom
Cable		1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rainbow Cir

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