2021 Westchester Dr, Silver Spring, MD 20902 Property Records

Montgomery County property record for 2021 Westchester Dr, Silver Spring, MD 20902

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,200 sqft · built 1990
Lot Size	0.042 acres (1,832 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Jan 2018)
Tax Bill	$6,799 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-02845433`

Property Details

APN / Parcel Number

Primary APN	`13-02845433`
Alternative APN	`02845433`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,200 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	720 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,832 sqft (0.042 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02845433
Street Address	2021 WESTCHESTER DR
City	SILVER SPRING
State	MD
Zip	20902-3558
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD9
Legal Description	WESTCHESTER
Legal Subdivision	WESTCHESTER
Legal Block	B
Legal Lot Number	39
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3001
Census Tract	703209

Owner

2021 Westchester Dr, a townhouse, is owned and occupied by an individual who bought it in January 2018.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2021 WESTCHESTER DR, SILVER SPRING, MD 20902-3558
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Line of Credit VISION FINANCIAL FEDERAL CREDIT UNION
Mar 2, 2021	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Nov 4, 2021	Deed of Trust, Mortgage · Line of Credit LOWER LLC
Jan 27, 2020	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jan 31, 2018	Grant Deed, Transfer · FHA Mortgage TOWNEBANK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2018 · Amount on File
Deed Sale	Jan 30, 2018 · Amount on File
Prior Sale	Jun 2, 2015 · Amount on File
Deed Book / Page	55572 / 415
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 2, 2026
Property Address	2021 WESTCHESTER DR, SILVER SPRING, MD 20902-3558
Document Number	7055000317
Book / Page	70554 / 317
Instrument Date	May 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 WESTCHESTER DR, SILVER SPRING, MD 20902-3558

Mortgage

Document Number	7055000317,
Date	Jun 2, 2026
Book Page	70554/317

Lender

Name	VISION FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 22, 2046

Interest

Rate	6.23%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2021 WESTCHESTER DR, SILVER SPRING, MD 20902-3558
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 WESTCHESTER DR, SILVER SPRING, MD 20902-3558

Mortgage

Document Number	0620500273
Date	Mar 2, 2021
Book Page	62050/273

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Feb 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2021 WESTCHESTER DR, SILVER SPRING, MD 20902-3558
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0644980419
Date	Nov 4, 2021
Book Page	64498/419

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2021 WESTCHESTER DR, SILVER SPRING, MD 20902-3558
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0644980436
Date	Nov 4, 2021
Book Page	64498/436

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2021 WESTCHESTER DR, SILVER SPRING, MD 20902-3558
Document Number	0590180206
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 WESTCHESTER DR SILVER SPRING MD 209023558, SILVER SPRING, MD 20902-3558

Mortgage

Document Number	0590180206
Date	Feb 11, 2020
Book Page	059018/000206

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 31, 2018
Property Address	2021 WESTCHESTER DR, SILVER SPRING, MD 20902-3558
Document Number	0555720415
Book / Page	055572 / 000415
Instrument Date	Jan 2, 2018
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	KVS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2021 WESTCHESTER DR SILVER SPRING MD 209023558, SILVER SPRING, MD 20902-3558

Mortgage

Document Number	555720425
Date	Jan 31, 2018
Book Page	055572/000425

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2021 Westchester Dr was $6,799.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$567,800 (+3.2%)	$603,000 (+9.6%) Land $150,000 Building $453,000
2025	$6,799.00	$550,200 Land $150,000 Building $400,200	$550,200 Land $150,000 Building $400,200
2023		$484,533 (+7.27%)	$550,200 (+21.81%) Land $150,000 Building $400,200
2022	$4,644.00	$451,700 Land $150,000 Building $301,700	$451,700 Land $150,000 Building $301,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2021 Westchester Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2021 Westchester Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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