2021 W Division St, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2021 W Division St, Saint Cloud, MN 56301

Property Summary

Property TypeCommercial
Details7,600 sqft · built 1990
Lot Size0.269 acres (11,718 sqft)
OwnerCompany Name on Record
Last Sale$303,800 (Jul 2015)
Tax Bill$15,562 (2026)
Deeds & MortgagesOct 2024 Sale
Flood ZoneZone X (minimal risk)
APN82-51425-0000

Property Details

APN / Parcel Number

Primary APN82-51425-0000

Interior

Stories1 Story
Building Area7,600 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialOther
Lot Area11,718 sqft (0.269 acres)
Lot Width70 ft Width

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address2021 W DIVISION ST
CitySAINT CLOUD
StateMN
Zip56301-3939
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC5
Legal DescriptionLOTS 9 - 10 & 11 LESS PART TO STATE SYNDICATE ADD SECTION 15 TOWNSHIP 124 RANGE 028 SYNDICATE ADD SECTION 15 TOWNSHIP 124
Legal Range28W
Legal Township124
Legal Section15
Legal SubdivisionSYNDICATE ADD
Legal Block4
Legal Lot Number9-10
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3025
Census Tract602

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2729 TOBY DR, BRIGHTON, MI 48114-8999
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2015 · Amount on Record
Deed SaleJul 28, 2015 · Amount on Record
Deed Document Number2015384935
Record UpdatedSep 20, 2026

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateOct 1, 2024
Property Address2021 W DIVISION ST, SAINT CLOUD, MN 56301-3939
Document Number00A1679686
Instrument DateSep 30, 2024
InstrumentA1679686
Transaction TypeTransfer
Record UpdatedNov 6, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2729 TOBY DR, BRIGHTON, MI 48114-8999

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,562.00 (+13.24%)$524,000 (+2.54%) Land $164,000 Building $360,000$524,000 (+2.54%) Land $164,000 Building $360,000
2025$511,000 (+7.85%) Land $164,000 Building $347,000$511,000 (+7.85%) Land $164,000 Building $347,000
2024$13,742.00 (-18.99%)
2023$16,964.00$473,800 Land $164,000 Building $309,800$473,800 Land $164,000 Building $309,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on W Division St

Nearby Streets

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