2021 Upper Elgin River Rd, Elgin, TX 78621 Property Records

Bastrop County property record for 2021 Upper Elgin River Rd, Elgin, TX 78621 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 912 sqft · built 1972
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on File
Last Sale	$36,000 (Apr 2016)
Tax Bill	$1,900 (2024)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R40340`

Property Details

APN / Parcel Number

Primary APN	`R40340`
Alternative APN	`O0030619`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Roof Material	Composition Shingle
Lot Area	46,609 sqft (1.07 acres)
Deck Area	Deck Area

Location & Zoning

Street Address	2021 UPPER ELGIN RIVER RD
City	ELGIN
State	TX
Zip	78621-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TEXAS HERITAGE, LOT 13 FR, ACRES 1.07
Legal Subdivision	S8020 - TEXAS HERITAGE
Legal Block	2
Legal Lot Number	13
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2011
Census Tract	950101

Owner

Source: Bastrop County records · APN R40340

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1176, DEL VALLE, TX 78617-1176
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2016 · Amount on Record
Deed Sale	Apr 04, 2016 · Amount on Record
Prior Sale	Oct 13, 2015 · Amount on Record
Deed Document Number	20163937
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	2021 UPPER ELGIN RIVER RD, ELGIN, TX 78621-9711
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ITC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201915023
Date	Sep 27, 2019
Instrument	201915023

Lender

Name	FIRST NATIONAL BANK OF BASTROP
Type	Bank
Address	BASTROP, TX 78602

Agreement

Type	ARM
Amount	Amount Recorded
Term	120 Months
Due	Sep 27, 2029

Interest

Rate Type	Adjustable Rate
Rate	6.19%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 27, 2024
Change Frequency	Annually
Min Rate At Change	5.69%
Max Rate At Change	7.19%
Index	Other
Max Rate	11.1%

Tax Assessment & Valuation

Source: Bastrop County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,932 (+28.86%) Land $110,807 Building $2,125	$112,932 (+28.86%) Land $110,807 Building $2,125
2024	$1,900.00
2023		$87,637 Land $85,988 Building $1,649	$87,637 Land $85,988 Building $1,649

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bastrop County (48021C), updated April 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480219501012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Oct 2015, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims By Storm	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 30% of Texas
Wildfire Likelihood	About 1 in 943 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
JAB Wireless	Fixed Wireless (unlicensed)	100 / 20
Verizon	Fixed Wireless	25 / 6

May also be available at this address: ITC Broadband Operating, Valley Telephone Cooperative, Inc. (TX). Availability varies by address; speeds are provider-advertised maximums, not measured.