2021 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2021 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,436 sqft · built 1984
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Sep 2026)
Tax Bill	$595 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8402-01-03-9990`

Property Details

APN / Parcel Number

Primary APN	`8402-01-03-9990`
Alternative APNs	`34180201039990` `02183401039990` `3920236.0` `3920236`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,436 sqft Living Area
Gross Area	1,736 sqft
1st Floor Area	912 sqft
Upper Floors Area	380 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1989
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Patio Area	84 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3920236
Street Address	2021 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-3713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 3999 & 4000 BLK 118 FLORIDA SHORES UNIT 5 MB 23 PGS 107-108 INC PER OR 4782 PG 0205 PER OR 5664 PG 4474 PER OR 6176 PG 0300 PER OR 6866 PG 0660
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES UNIT 5 MB
Legal Tract	01
Legal Block	118
Legal Lot Number	3999
Legal Unit	5
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	2
Census Block	2058
Census Tract	83006

Owner

2021 Umbrella Tree Dr is owned and occupied by an individual who bought it in September 2026.

Source: Volusia County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2021 UMBRELLA TREE DR, EDGEWATER, FL 32141-3713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2026 · Amount on File
Deed Sale	Sep 14, 2026 · Amount on File
Prior Sale	Jan 4, 2008 · Amount on File
Deed Document Number	2026167266
Deed Book / Page	8903 / 4084
Prior Transfer Date	May 29, 2013
Prior Transfer Doc	0068660660
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Sep 14, 2026
Property Address	2021 UMBRELLA TREE DR, EDGEWATER, FL 32141-3713
Document Number	0000167266
Book / Page	8903 / 4084
Instrument Date	Sep 10, 2026
Instrument	2026167266
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162,610.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 UMBRELLA TREE DR, EDGEWATER, FL 32141-3713

Mortgage

Document Number	0000167267,
Date	Sep 14, 2026
Instrument	2026167267

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2021 Umbrella Tree Dr was $595.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,725 (+2.7%)	$202,140 (-3.1%) Land $54,000 Building $148,140
2025	$595.00 Homeowner's exemption	$67,892	$208,605 Land $54,000 Building $154,605
2023	$597.00 (+0.51%) Homeowner's exemption	$64,058 (+3%)	$196,859 (+13.15%) Land $42,000 Building $154,859
2022	$594.00 Homeowner's exemption	$62,192	$173,974 Land $29,600 Building $144,374

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2021 Umbrella Tree Dr in Zone X, an area of minimal flood risk, though there have been 72 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 155 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	155 in force
Nearby Flood Claims	72 (1991–2025)
Claims Outside the SFHA	72 of 72
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 30 claims Hurricane Ian, Nov 2022 · 14 claims Hurricane Ian, Sep 2022 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2021 Umbrella Tree Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20