2021 Twilight Ln, Monroe, NC 28110 Property Records

Union County property record for 2021 Twilight Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,540 sqft · built 2007
Lot Size	0.061 acres (2,657 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Feb 2026)
Tax Bill	$1,890 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-027-516`

Property Details

APN / Parcel Number

Primary APN	`07-027-516`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,540 sqft Living Area
1st Floor Area	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,657 sqft (0.061 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	39 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2021 TWILIGHT LN
City	MONROE
State	NC
Zip	28110-6108
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-3 INDIA
Legal Description	#114 OAKSTONE MP2 OPCG783-784
Legal Subdivision	OAKSTONE
Legal Lot Number	114
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	3
Census Block	3024
Census Tract	20321

Owner

2021 Twilight Ln, a rural home, is owned by two individuals who bought it in February 2026.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6101 GREENGATE LN, WAXHAW, NC 28173-8252
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Warranty Deed, Transfer · Conventional Mortgage NEXBANK SSB
Aug 31, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Feb 21, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG
Mar 10, 2017	Warranty Deed, Transfer · FHA Mortgage GEORGIA BANKING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2026 · Amount on File
Deed Sale	Feb 24, 2026 · Amount on File
Prior Sale	Aug 31, 2023 · Amount on File
Deed Document Number	20264667
Deed Book / Page	9311 / 507
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 24, 2026
Property Address	2021 TWILIGHT LN, MONROE, NC 28110-6108
Document Number	0009311507
Book / Page	9311 / 507
Map Reference	CAB G FILE 783&784
Instrument Date	Feb 17, 2026
Instrument	4667
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	CARDINAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6101 GREENGATE LN, WAXHAW, NC 28173-8252

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004668
Date	Feb 24, 2026
Instrument	4668

Lender

Name	NEXBANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 31, 2023
Property Address	2021 TWILIGHT LN, MONROE, NC 28110-6108
Document Number	0008773891
Book / Page	8773 / 891
Map Reference	CAB J FILE 982
Instrument Date	Aug 31, 2023
Instrument	21305
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$564.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	136 W HEART PINE LN, STATESVILLE, NC 28677-9613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 TWILIGHT LN, MONROE, NC 28110-6108

Mortgage

Document Number	0000021306
Date	Aug 31, 2023
Instrument	21306

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 21, 2020
Property Address	2021 TWILIGHT LN, MONROE, NC 28110-6108
Document Number	7590320
Book / Page	007590 / 000320
Instrument Date	Feb 21, 2020
Instrument	5725
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$357.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 TWILIGHT LN MONROE NC 281106108, MONROE, NC 28110-6108

Mortgage

Document Number	7590323
Date	Feb 21, 2020
Book Page	007590/000323
Instrument	5726

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2050

Mortgage

Document Number	7590343,
Date	Feb 21, 2020
Book Page	007590/000343
Instrument	5727

Lender

Name	HOUSING FIN AGCY
Address	PO BOX 28066, RALEIGH, NC 27611-8066

Agreement

Amount	Amount on Record

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 10, 2017
Property Address	2021 TWILIGHT LN, MONROE, NC 28110-6108
Document Number	0006891117
Book / Page	6891 / 117
Map Reference	CAB J FILE 982
Instrument Date	Feb 2, 2017
Instrument	0006625
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2021 TWILIGHT LN, MONROE, NC 28110-6108

Mortgage

Document Number	0000006626
Date	Mar 10, 2017
Instrument	0006626

Lender

Name	GEORGIA BANKING CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2021 Twilight Ln was $1,890.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,400 (-) Land $55,000 Building $226,400	$281,400 (-) Land $55,000 Building $226,400
2025	$1,890.00	$281,400 Land $55,000 Building $226,400	$281,400 Land $55,000 Building $226,400
2023	$1,571.00 (+37.21%)	$184,000 (-) Land $34,200 Building $149,800	$184,000 (-) Land $34,200 Building $149,800
2022	$1,145.00	$184,000 Land $34,200 Building $149,800	$184,000 Land $34,200 Building $149,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2021 Twilight Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2021 Twilight Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Twilight Ln

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