2021 Salem Rd, Elgin, IL 60123 Property Records

Kane County property record for 2021 Salem Rd, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,629 sqft · built 2009
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$307,000 (Aug 2020)
Tax Bill	$11,306 (2025)
Deeds & Mortgages	Feb 2026 Transfer Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-16-254-012`

Property Details

APN / Parcel Number

Primary APN	`06-16-254-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,629 sqft Living Area
Gross Area	3,990 sqft
Basement Area	1,361 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2021 SALEM RD
City	ELGIN
State	IL
Zip	60123-9006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TUSCAN WOODS UNIT 2 LT 25
Legal Subdivision	TUSCAN WOODS
Legal Block	3
Legal Lot Number	25
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3015
Census Tract	851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2021 SALEM RD, ELGIN, IL 60123-9006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Transfer on Death Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 3, 2020	Warranty Deed, Transfer · Conventional Mortgage US MORTGAGE FUNDING INC
Feb 23, 2018	Warranty Deed, Transfer · Conventional Mortgage CEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Prior Sale	Feb 23, 2018 · Amount on Record
Deed Document Number	202042676
Last Transfer Date	Feb 4, 2026
Transfer Doc	0000004833
Record Updated	Oct 29, 2026

February 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Feb 5, 2026
Property Address	2021 SALEM RD, ELGIN, IL 60123-9006
Document Number	0000004833
Map Reference	DOC 2008K064826
Instrument Date	Feb 4, 2026
Instrument	2026K004833
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 SALEM RD, ELGIN, IL 60123-9006

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 3, 2020
Property Address	2021 SALEM RD, ELGIN, IL 60123-9006
Document Number	0000042676
Map Reference	DOC 2008K064826
Instrument Date	Jul 10, 2020
Instrument	2020K042676
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	NIPPERSINK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2021 SALEM RD, 2021, ELGIN, IL 60123-9006

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2021 SALEM RD, ELGIN, IL 60123-9006

Mortgage

Document Number	0000042677
Date	Aug 3, 2020
Instrument	2020K042677

Lender

Name	US MORTGAGE FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

Interest

Rate	2.37%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 23, 2018
Property Address	2021 SALEM RD, ELGIN, IL 60123-9006
Document Number	0000008526
Map Reference	DOC2008K064826
Instrument Date	Feb 12, 2018
Instrument	2018K008526
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2021 SALEM DR, ELGIN, IL 60123-9006

Mortgage

Document Number	0000008527
Date	Feb 23, 2018
Instrument	2018K008527

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,306.00 (+3.97%) Homeowner's exemption	$156,207 (+8.57%) Land $37,617 Building $118,590	$468,809 (+8.57%) Land $112,896 Building $355,912
2024	$10,874.00 (+11.46%) Homeowner's exemption	$143,877 (+21.39%) Land $34,648 Building $109,229	$431,804 (+21.44%) Land $103,986 Building $327,818
2022	$9,756.00 (+4.34%) Homeowner's exemption	$118,521 (+6.96%) Land $28,542 Building $89,979	$355,563 (+6.96%) Land $85,626 Building $269,937
2021	$9,350.00 Homeowner's exemption	$110,809 Land $26,685 Building $84,124	$332,427 Land $80,055 Building $252,372

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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