2021 Olde Towne Dr, Monroe, NC 28110 Property Records

Union County property record for 2021 Olde Towne Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,750 sqft · built 1994
Lot Size	0.462 acres (20,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jul 2024)
Tax Bill	$3,446 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-301-284`

Property Details

APN / Parcel Number

Primary APN	`09-301-284`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,750 sqft Living Area
Gross Area	2,253 sqft
1st Floor Area	1,750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	20,125 sqft (0.462 acres)
Garage Type	Attached
Garage Area	503 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2021 OLDE TOWNE DR
City	MONROE
State	NC
Zip	28110-8806
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 MONRO
Legal Description	#46 OLDE TOWNE ESTATES PHI OPCC150
Legal Subdivision	OLDE TOWNE ESTATES
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1012
Census Tract	20405

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2021 OLDE TOWNE DR, MONROE, NC 28110-8806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 1, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 3, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Nov 7, 2017	Warranty Deed, Transfer JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2024 · Amount on Record
Deed Sale	Jul 25, 2024 · Amount on Record
Prior Sale	Nov 7, 2017 · Amount on Record
Deed Document Number	202417321
Deed Book / Page	8945 / 466
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2021 OLDE TOWNE DR, MONROE, NC 28110-8806
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 OLDE TOWNE DR, MONROE, NC 28110-8806

Mortgage

Document Number	0008683867
Date	Apr 4, 2023
Book Page	8683/867
Instrument	7714

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2021 OLDE TOWNE DR, MONROE, NC 28110-8806
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8306400
Date	Nov 8, 2021
Book Page	8306/400
Instrument	53141

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2021 OLDE TOWNE DR, MONROE, NC 28110-8806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7626129
Date	Apr 1, 2020
Book Page	7626/129
Instrument	10944

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Dec 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2021 OLDE TOWNE DR, MONROE, NC 28110-8806
Document Number	7914174
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2021 OLDE TOWNE DR MONROE NC 281108806, MONROE, NC 28110-8806

Mortgage

Document Number	7914174
Date	Dec 9, 2020
Book Page	007914/000174
Instrument	51135

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 7, 2017
Property Address	2021 OLDE TOWNE DR, MONROE, NC 28110-8806
Document Number	704974
Book / Page	007049 / 000074
Instrument Date	Nov 6, 2017
Instrument	32848
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	INVESTORS TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2021 OLDE TOWNE DR MONROE NC 281108806, MONROE, NC 28110-8806

Mortgage

Document Number	704976
Date	Nov 7, 2017
Book Page	007049/000076
Instrument	32849

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,300 (-) Land $84,000 Building $310,300	$394,300 (-) Land $84,000 Building $310,300
2025	$3,446.00 (+57.93%)	$394,300 (+97.05%) Land $84,000 Building $310,300	$394,300 (+97.05%) Land $84,000 Building $310,300
2023	$2,182.00	$200,100 Land $41,000 Building $159,100	$200,100 Land $41,000 Building $159,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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