St. Charles County property record for 2021 Moore Ave, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,431 sqft · built 1916 |
| Lot Size | 0.129 acres (5,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $192,000 (Nov 2020) |
| Tax Bill | $2,286 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 080700A000 |
| Primary APN | 080700A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,431 sqft Living Area |
| Gross Area | 2,241 sqft |
| 1st Floor Area | 1,431 sqft |
| Basement Area | 810 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,600 sqft (0.129 acres) |
| Lot Dimensions | 140 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 1,086 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 080700A000 |
|---|---|
| Street Address | 2021 MOORE AVE |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | RIVERSIDE VIEW ADDN BLK 1 LOT 26 |
| Legal Subdivision | RIVERSIDE VIEW ADDN-ST CHAS |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 310400 |
Source: St. Charles County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2021 MOORE AVE, SAINT CHARLES, MO 63301-0945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 25, 2020 | Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION |
| Mar 17, 2017 | Intrafamily Transfer, Transfer · ARM GERSHMAN INVESTMENT CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2020 · Amount on Record |
| Deed Sale | Nov 25, 2020 · Amount on Record |
| Prior Sale | Mar 17, 2017 · Amount on Record |
| Deed Document Number | 202092316 |
| Prior Transfer Date | Feb 25, 2014 |
| Prior Transfer Doc | 0061561346 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2021 MOORE AVE, SAINT CHARLES, MO 63301-0945 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2021 MOORE AVE, SAINT CHARLES, MO 63301-0945 |
| Document Number | 0000025453 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 2023R-025453 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 25, 2020 |
| Property Address | 2021 MOORE AVE, SAINT CHARLES, MO 63301-0945 |
| Document Number | 0000092316 |
| Instrument Date | Nov 2, 2020 |
| Instrument | 92316 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | TRUE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2021 MOORE AVE ST CHARLES MO 633010945, ST CHARLES, MO 63301-0945 |
| Document Number | 92317 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 92317 |
| Name | DAS ACQUISITION |
|---|---|
| Address | ST LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2050 |
| Document Number | 92318, |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 92318 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 24, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 17, 2017 |
| Property Address | 2021 MOORE AVE, SAINT CHARLES, MO 63301-0945 |
| Document Number | 0067131387 |
| Book / Page | 6713 / 1387 |
| Map Reference | MB 3 PG 35 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 20170317000161520 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2021 MOORE AVE, SAINT CHARLES, MO 63301-0945 |
| Document Number | 20170317000161530 |
|---|---|
| Date | Mar 17, 2017 |
| Instrument | 20170317000161530 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Apr 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,317 (-) | $191,145 (-) Land $28,000 Building $163,145 | |
| 2025 | $2,286.00 (-6.39%) | $36,317 (-4.21%) | $191,145 (-4.21%) Land $28,000 Building $163,145 |
| 2024 | $2,442.00 | ||
| 2023 | $37,913 | ||
| 2022 | $199,543 Land $21,000 Building $178,543 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 89 (1979–2022) |
| Claims Outside the SFHA | 19 of 89 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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