Rowan County property record for 2021 McBrayer Rd, Clearfield, KY 40313
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,400 sqft · built 1990 |
| Owner | Individual Name on File |
| Last Sale | $133,000 (Jan 2019) |
| Tax Bill | $1,113 (2025) |
| Deeds & Mortgages | Jan 2019 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-00 00 031.00 |
| Primary APN | 064-00 00 031.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Heating Fuel | Gas |
|---|
| Account Number | 7834 |
|---|---|
| Street Address | 2021 MCBRAYER RD |
| City | CLEARFIELD |
| State | KY |
| Zip | 40313-9799 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE & LOT #2 MCBRAYER ROAD |
| Legal Lot Number | 2 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 950302 |
2021 McBrayer Rd is owned and occupied by an individual who bought it in January 2019.
Source: Rowan County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2021 MCBRAYER RD, CLEARFIELD, KY 40313-9799 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2019 · Amount on File |
| Deed Sale | Jan 22, 2019 · Amount on File |
| Prior Sale | Mar 31, 2016 · Amount on File |
| Deed Document Number | 412584 |
| Deed Book / Page | D270 / 450 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Jan 22, 2019 |
| Property Address | 2021 MCBRAYER RD, CLEARFIELD, KY 40313-9799 |
| Document Number | 00D270/450 |
| Book / Page | D270 / 450 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 412584 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $133.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2615 5TH ST, CHARLESTON, IL 61920-4110 |
| Name | Verified Name |
|---|---|
| Address | 2021 MCBRAYCR ROOD CLOERFLCLD, CLEARFIELD, KY 40313 |
| Document Number | 0000412585 |
|---|---|
| Date | Jan 22, 2019 |
| Instrument | 412585 |
| Name | KENTUCKY FARMERS BANK CORP |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 11, 2049 |
The 2025 property tax bill for 2021 McBrayer Rd was $1,113.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,113.00 | $133,000 Land $12,500 Building $120,500 | $133,000 Land $12,500 Building $120,500 |
| 2023 | $1,133.00 | $133,000 Land $12,500 Building $120,500 | $133,000 Land $12,500 Building $120,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2021 McBrayer Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2021 McBrayer Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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