2021 Lum Strunk Rd, Strunk, KY 42649 Property Records

McCreary County property record for 2021 Lum Strunk Rd, Strunk, KY 42649 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 720 sqft · built 1905
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$48,000 (Sep 2024)
Tax Bill	$385 (2025)
Deeds & Mortgages	Sep 2024 Sale Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`159-00-00-054.01`

Property Details

APN / Parcel Number

Primary APN	`159-00-00-054.01`
Alternative APN	`13666`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	720 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Driveway	Gravel Driveway
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Water Source	Commercial

Location & Zoning

Street Address	LUM RD
City	STRUNK
State	KY
Zip	42649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 AC & BLDG
Jurisdiction	MCCREARY KY
Township / Civil Division	PINE KNOT
Census Block Group	3
Census Block	3044
Census Tract	960402

Owner

Source: McCreary County records · APN 159-00-00-054.01

Assessment roll updated January 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	458 MURPHY SUBDIVISION RD, STEARNS, KY 42647-6244
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 06, 2024	Warranty Deed, Transfer
Dec 14, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED CUMBERLAND BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 06, 2024 · Amount on Record
Deed Sale	Sep 06, 2024 · Amount on Record
Prior Sale	Jul 11, 2024 · Amount on Record
Deed Document Number	2024151064
Deed Book / Page	238 / 757
Prior Transfer Date	Dec 07, 2020
Prior Transfer Doc	00D224/197
Record Updated	Sep 20, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCREARY KY
Recording Date	Sep 06, 2024
Property Address	LUM RD, STRUNK, KY 42649
Document Number	00D238/757
Book / Page	D238 / 757
Instrument Date	Sep 06, 2024
Instrument	151064
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$48.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2021 LUM STUNK ROAD, STEARNS, KY 42647

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	458 MURPHY SUBDIVISION RD, STEARNS, KY 42647-6244

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCREARY KY
Recording Date	Dec 14, 2020
Property Address	LUM RD, STRUNK, KY 42649
Document Number	00D224/197
Book / Page	D224 / 197
Map Reference	DB 195 PG 227
Instrument Date	Dec 07, 2020
Instrument	132542
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2021 LUM STRUNK RD, STRUNK, KY 42649-7306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 LUM STRUNK RD, STRUNK, KY 42649-7306

Mortgage

Document Number	132543M22947
Date	Dec 14, 2020
Instrument	132543M22947

Lender

Name	UNITED CUMBERLAND BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McCreary County records · Assessment roll updated January 30, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	McCreary County
Unified School District	McCreary County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$385.00 (+702.08%)	$48,000 (+7%)	$48,000 (+7%)
2023	$48.00	$6,000	$6,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McCreary County (21147C), updated March 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 82% of Kentucky
Wildfire Likelihood	About 1 in 326 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Highland Telephone Cooperative, Inc. (KY & TN)	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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