2021 Knotty Pine Dr, Abingdon, MD 21009 Property Records

Harford County property record for 2021 Knotty Pine Dr, Abingdon, MD 21009

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,407 sqft · built 1997
Lot Size	0.239 acres (10,402 sqft)
Owner	2 Individual Names on File
Last Sale	$301,000 (Oct 2003)
Tax Bill	$4,943 (2026)
Deeds & Mortgages	Jan 2026 Second Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-297392`

Property Details

APN / Parcel Number

Primary APN	`01-297392`
Alternative APNs	`1297392` `297392`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,407 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,402 sqft (0.239 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	297392
Street Address	2021 KNOTTY PINE DR
City	ABINGDON
State	MD
Zip	21009-2787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 20 10402 SF 2021 KNOTTY PINE DRIVE VILG BYNUM RUN P 87/14
Legal Subdivision	KNOTTY PINE DRIVE VILG BYNUM RUN
Legal Lot Number	20
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3000
Census Tract	301108

Owner

2021 Knotty Pine Dr is owned and occupied by two individuals who bought it in October 2003.

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2021 KNOTTY PINE DR, ABINGDON, MD 21009-2787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
May 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2003 · Amount on File
Deed Sale	Oct 16, 2003 · Amount on File
Prior Sale	Oct 16, 2003 · Amount on File
Deed Document Number	20031293
Deed Book / Page	4960 / 4
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2021 KNOTTY PINE DR, ABINGDON, MD 21009-2787
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	2020 TITLE LLC, 20 20 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 KNOTTY PINE DR, ABINGDON, MD 21009-2787

Mortgage

Document Number	0169790002
Date	Jan 28, 2026
Book Page	16979/2

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2055

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2021 KNOTTY PINE DR, ABINGDON, MD 21009-2787
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0155290479
Date	May 26, 2022
Book Page	15529/479

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2021 KNOTTY PINE DR, ABINGDON, MD 21009-2787
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0143050199
Date	Dec 3, 2020
Book Page	14305/199

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2021 Knotty Pine Dr was $4,943 with a homeowner's exemption, up 18.1% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,943.00 (+18.06%) Homeowner's exemption	$453,600 Land $94,700 Building $358,900	$453,600 Land $94,700 Building $358,900
2025	$4,187.00 Homeowner's exemption
2023		$364,800 Land $94,700 Building $270,100	$364,800 Land $94,700 Building $270,100
2022	$3,812.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2021 Knotty Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2021 Knotty Pine Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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